| Transmittal | PDF |
| Table of Contents | PDF |
| CHAPTER 1: INTRODUCTION | PDF |
| CHAPTER 2: LENDER ELIGIBILITY, APPROVAL AND MONITORING | PDF |
| CHAPTER 3: PROPERTY AND MORTGAGOR ELIGIBILITY | PDF |
| CHAPTER 4: GENERAL UNDERWRITING CONSIDERATIONS FOR LENDERS | PDF |
| CHAPTER 5: HOW MORTGAGORS APPLY FOR LOANS | PDF |
| CHAPTER 6: PROJECT UNDERWRITING AND COMMITMENT FOR LENDERS | PDF |
| CHAPTER 7: ARCHITECTURAL ANALYSIS | PDF |
| CHAPTER 8: CONSTRUCTION COST PROCESSING | PDF |
| CHAPTER 9: VALUATION PROCESSING | PDF |
| CHAPTER 10: THE MORTGAGE CREDIT PROCESS (ANALYSIS) | PDF |
| CHAPTER 11: MANAGEMENT ANALYSIS | PDF |
| CHAPTER 12: INITIAL CLOSING - COINSURED CONSTRUCTION ADVANCES | PDF |
| CHAPTER 13: CONSTRUCTION PERIOD | PDF |
| CHAPTER 14: FINAL CLOSING - INSURANCE OF ADVANCES | PDF |
| CHAPTER 15: COINSURANCE ON COMPLETION | PDF |
| CHAPTER 16: HUD FIELD OFFICE DUTIES IN 221(d) COINSURANCE | PDF |
| CHAPTER 17: RETIREMENT SERVICE CENTERS (ReSC) - SPECIAL | PDF |
| CHAPTER 18: INSTRUCTIONS FOR PROCESSING A MULTIFAMILY INSURED | PDF |
| CHAPTER 19: TAX-EXEMPT FINANCING UNDER SECTION 103(b)(4)(A) | PDF |
| APPENDIX 1: LIST OF FORMS AND FORMATS IN 221(d) COINSURANCE PROGRAM | PDF |
| APPENDIX 2: APPLICATION FOR MULTIFAMILY HOUSING PROJECT | PDF |
| APPENDIX 3: APPLICATION - PROJECT MORTGAGE INSURANCE | PDF |
| APPENDIX 4: Supplemental Application and Processing Form | PDF |
| APPENDIX 5: PROJECT INCOME ANALYSIS AND APPRAISAL | PDF |
| APPENDIX 6: SUPPLEMENT TO PROJECT ANALYSIS | PDF |
| APPENDIX 7: PREVIOUS PARTICIPATION CERTIFICATION | PDF |
| APPENDIX 8: EQUAL EMPLOYMENT OPPORTUNITY CERTIFICATION | PDF |
| APPENDIX 9: PERSONAL FINANCIAL AND CREDIT STATEMENT | PDF |
| APPENDIX 10: SUGGESTED CONTENT FOR MANAGEMENT AGENT PROFILE | PDF |
| APPENDIX 11: MANAGEMENT CERTIFICATION FOR COINSURED PROJECTS | PDF |
| APPENDIX 12: Contractors and/or Mortgagors Cost Breakdown | PDF |
| APPENDIX 13: SURVEY INSTRUCTIONS AND CERTIFICATE | PDF |
| APPENDIX 14: ESTIMATES OF MARKET RENT BY COMPARISON | PDF |
| APPENDIX 15: OPERATING EXPENSE ANALYSIS WORKSHEET | PDF |
| APPENDIX 16: REHABILITATION COST NOT ATTRIBUTABLE TO RESIDENTIAL USE | PDF |
| APPENDIX 17: DETERMINING ACCEPTABILITY OF COMMERCIAL SPACE | PDF |
| APPENDIX 18: EXPERIENCE CERTIFICATION | PDF |
| APPENDIX 19: ENVIRONMENTAL ASSESSMENT FOR SUBDIVISION AND | PDF |
| APPENDIX 20: Supplementary Conditions of the | PDF |
| APPENDIX 21: REPORT OF COST PROCESSING - WORK SHEET | PDF |
| APPENDIX 22: PROJECT COST ESTIMATE | PDF |
| APPENDIX 23: SUMMARY OF COST CERTIFICATION REVIEW | PDF |
| APPENDIX 24: CONDITIONAL COMMITMENT | PDF |
| APPENDIX 25: CLOSING MEMORANDUM | PDF |
| APPENDIX 27: PERFORMANCE BOND - DUAL OBLIGEE | PDF |
| APPENDIX 28: ESCROW AGREEMENT FOR OFF-SITE FACILITIES | PDF |
| APPENDIX 29: AGREEMENT OF SPONSORS TO FURNISH ADDITIONAL FUNDS | PDF |
| APPENDIX 30: FINANCIAL REQUIREMENTS FOR CLOSING | PDF |
| APPENDIX 31: OFF-SITE BOND | PDF |
| APPENDIX 32: RESERVED | PDF |
| APPENDIX 33: AGREEMENT AND CERTIFICATION | PDF |
| APPENDIX 34: MORTGAGOR'S CERTIFICATE | PDF |
| APPENDIX 35: MORTGAGOR'S OATH | PDF |
| APPENDIX 36: REGULATORY AGREEMENT ADDENDUM FOR SUBSIDIZED PROJECTS | PDF |
| APPENDIX 37: RESERVED | PDF |
| APPENDIX 38: Mortgagee's Attorney's Opinion | PDF |
| APPENDIX 39: REQUEST FOR FINAL ENDORSEMENT OF CREDIT INSTRUMENT | PDF |
| APPENDIX 40: RESIDUAL RECEIPTS NOTE | PDF |
| APPENDIX 41: RESIDUAL RECEIPTS NOTE | PDF |
| APPENDIX 42: PROMISSORY NOTE | PDF |
| APPENDIX 43: Application for Insurance of Advance of Mortgage | PDF |
| APPENDIX 44: Contractor's Requisition | PDF |
| APPENDIX 45: FINANCIAL RECORD OF MORTGAGE LOAN TRANSACTION | PDF |
| APPENDIX 46: REQUEST FOR CONSTRUCTION CHANGES - PROJECT MORTGAGES | PDF |
| APPENDIX 47: MAXIMUM INSURABLE MORTGAGE | PDF |
| APPENDIX 48: MORTGAGOR'S CERTIFICATE OF ACTUAL COST | PDF |
| APPENDIX 49: CONTRACTOR'S CERTIFICATE OF ACTUAL COST | PDF |
| APPENDIX 50: COST CERTIFICATION REVIEW WORKSHEET | PDF |
| APPENDIX 51: Mortgagor's and Architect's Certificate | PDF |
| APPENDIX 52: REQUEST FOR APPROVAL OF ADVANCE | PDF |
| APPENDIX 53: PERMISSION TO OCCUPY - PROJECT MORTGAGES | PDF |
| APPENDIX 54: ESCROW DEPOSIT AGREEMENT | PDF |
| APPENDIX 55: Construction Contract | PDF |
| APPENDIX 56: REQUEST FOR ENDORSEMENT OF CREDIT INSTRUMENT | PDF |
| APPENDIX 57: PROPERTY INSURANCE SCHEDULE | PDF |
| APPENDIX 58: PROPERTY INSURANCE REQUIREMENTS | PDF |
| APPENDIX 59: SURETY BOND AGAINST DEFECTS DUE TO DEFECTIVE MATERIALS AND/OR FAULTY WORKMANSHIP | PDF |
| APPENDIX 60: REQUEST FOR DETERMINATION OF ELIGIBILITY | PDF |
| APPENDIX 61: CERTIFICATE OF RELATIONSHIPS AND NONPROFIT MOTIVES | PDF |
| APPENDIX 62: CERTIFICATION | PDF |
| APPENDIX 63: REQUEST FOR PERMISSION TO COMMENCE CONSTRUCTION | PDF |
| APPENDIX 64: CERTIFICATE OF ELIGIBILITY | PDF |
| APPENDIX 65: LIST OF FORMS FOR COOPERATIVE PROJECTS | PDF |
| APPENDIX 66: INSTRUCTIONS FOR LEASEHOLD 207 PROJECTS | PDF |
| APPENDIX 67: Management Review Report for Unsubsidized Multifamily Housing Programs | PDF |
| APPENDIX 68: HOUSING CONSULTANT'S CERTIFICATE | PDF |
| APPENDIX 69: STANDARD CONTRACT FOR HOUSING CONSULTANT | PDF |
| APPENDIX 70: AMENDMENT TO AIA DOCUMENT B181 | PDF |
| APPENDIX 71: Before Final Endorsement | PDF |