FHA Catalyst

[FHA Catalyst logo]

FHA Catalyst is a secure, flexible, cloud-based platform that provides a modern, automated system for lenders, servicers, and other FHA program participants. FHA Catalyst enables FHA to more efficiently and effectively manage its programs and processes, benefiting those who do business with FHA.

See below for active FHA Catalyst modules and related resources.


Single Family Housing

User Access Management

An FHA Catalyst Mortgagee Administrator must first be established as an active FHA Connection (FHAC) Application Coordinator. All active FHAC Application Coordinators are granted FHA Catalyst Mortgagee Administrator privileges by default. Activation and Termination of Mortgagee Administrator accounts must be done in FHA Connection.

Mortgagee Administrators can perform the following actions on behalf of their organization:

  • Set up new users.
  • Manage existing user information, including name and contact details.
  • Assign module access and permissions to users.
  • Deactivate user access.
    • As a security measure, the system will automatically freeze users who have not accessed the system in more than 90 days.
  • View users in their organization, including other Mortgagee Administrators, and user reports.
  • Transfer Case Binders to other users in their organization.

The actions above can be performed by Mortgagee Administrators for the following modules only:

  • FHA Catalyst: Case Binder Module
  • FHA Catalyst: Single Family Default Monitoring System (SFDMS) Module
  • FHA Catalyst: Claims Module

Access for New Mortgagee Administrators

All FHAC Application Coordinators will become FHA Catalyst Mortgagee Administrators by default, and should refer to the FHA Catalyst Mortgagee Administrator Role User Guide for guidance related to the role.

New FHAC Application Coordinators will receive a registration link from [email protected] delivered to the email address entered in FHA Connection. If the email was not received, send the new FHAC Application Coordinator's name, M-ID, and the five digit lender ID to [email protected] with the subject line: FHA Catalyst Mortgagee Administrator access request.

Mortgagee Resources

User Guide

The FHA Catalyst: Mortgagee Administrator Role User Guide details instructions for onboarding and managing all users in a mortgagee's institution through the Mortgagee Administrator Role.
Access the User Guide

June 2023 Instructions for Mortgagee Administrators

Training

To support FHA Catalyst Mortgagee Administrators, FHA has made available a series of training videos consisting of six "how-to" tutorials for Mortgagee Administrators on the following topics:

FHA Resource Center Knowledge Base

The FHA Resource Center's online knowledge base includes frequently asked questions about the Mortgagee Administrator Role.
Access the Knowledge Base


Developer Resources

FHA Catalyst aims to be accessible to lenders, servicers, and other institutions doing business with FHA through a set of Business-to-Government (B2G) Application Programming Interfaces (API) for Claims and Case Binder submissions, or the EAD Platform for Appraisals.

Claims Integration

FHA Catalyst B2G API (Case Binder & Appraisals)


Case Binder Module

The Case Binder module enables lenders to electronically deliver Single Family Forward and Home Equity Conversion Mortgage (HECM) case binders for pre-endorsement reviews, post-endorsement reviews, test cases, and other files requested by FHA. This module also allows servicers to electronically deliver servicing records upon request. This system eliminates manual, paper-based processes, leading to increased operational efficiencies.

Who Can Use the FHA Catalyst: Case Binder module?

  • All FHA-approved mortgagees (originating lenders and servicers) who were previously required to submit paper case binders to FHA for multiple program participation requirements;
  • Mortgagees seeking Unconditional Direct Endorsement authority who are required to submit Test Cases; and
  • Mortgagees not approved for electronic Case Binder (eCB) submission through FHA Connection.

FHA Catalyst Case Binder Module Onboarding

Mortgagees should visit the FHA Catalyst User Access Management section above for guidance on requesting access to the FHA Catalyst: Case Binder Module.

Mortgage Lender Resources

User Guides

The FHA Catalyst: Case Binder Module User Guide provides detailed instructions for navigating the case binder module.

Access the User Guide

Access the User Guide Change Overview

FHA Resource Center Knowledge Base

The FHA Resource Center's online knowledge base includes frequently asked questions about the FHA Catalyst: Case Binder Module.

Access the Online Knowledge Base

Policy

Access the Single-Family Housing Policy Handbook 4000.1 in online or portable document format through HUD's Client Information Policy Systems (HUDCLIPS) Handbooks web page for information on case binder stacking order, in-depth information on FHA policy, event definitions, reporting timeframes, data elements, and post-audit requirements.
Access the file

Single Family Default Monitoring System Reporting Module

The FHA Catalyst: Single Family Default Monitoring System (SFDMS) Reporting Module is HUD's system for tracking mortgagee data on defaulted mortgages until a default is resolved through reinstatement or termination. The module provides users the ability to report delinquency/default status codes that accurately reflect the severity of default and mortgagee action taken.

Mortgagees are required to submit default data in the FHA Catalyst: SFDMS Reporting Module or through the Electronic Data Interchange (EDI).

User access to the FHA Catalyst: SFDMS Module is granted by the mortgagee's FHA Catalyst Mortgagee Administrator. See the FHA Catalyst User Access Management section above for further details.

Claims Module

The FHA Catalyst: Claims Module has modernized the claim submission process for servicers of FHA-insured mortgages by eliminating paper claim submission. It is used by servicers of FHA-insured mortgages for all single-family forward mortgage claim types.

This state-of-the-art automation eliminates redundant work, provides error check processes, and enhances data integrity, leading to more accurate and efficient submissions. The platform also provides real-time access to claims data submissions, which offers tracking capabilities for servicers and FHA.

In addition, reporting and dashboard capabilities are available in the Claims Module. These reports are available at the following frequencies: daily, weekly, monthly, quarterly, and yearly. The dashboard features:

  • All submitted claims by claim type and by the submitter;
  • The number of suspended, rejected or deleted, and paid claims;
  • The number of claims paid with the requested and actual claim amounts; and
  • Bulk upload claims summaries with completed successfully and failures.

FHA Catalyst Onboarding

Mortgagees should visit FHA Catalyst User Access Management above for guidance on requesting access to the FHA Catalyst: Claims Module.

Mortgage Servicer Resources

User Guides

The FHA Catalyst: Claims Module Single Family Forward Claims User Guide, provides detailed instructions for navigating the claims module, including log in support and step by step instructions for completing and submitting single or bulk forward mortgage claims. For specific claims questions, contact the FHA Claims Mailbox at [email protected] or [email protected].

Developer Resources

FHA Catalyst Claims Bulk XML Instructions: This document provides changes to the XML Version 1.9 that will be required for all Bulk Submissions. Access the file.

Claims Bulk Submission XML Input File: The TXT file defines the structure and the content of the XML Version 1.9 bulk input file that Servicer's Claim System developers will need to upload into the FHA Catalyst: Claims Module. Access the file. (This document is the XSD that will be used for validation)

Required Field Summary: The Required Fields Summary provides the required fields and field names for the XML input files for each claim. Access the file.

FHA Catalyst Claims Module Developer Guide: This guide provides the technical information needed to establish a system-to-system interface between the FHA Catalyst Claims Module and servicing platforms. Access the guide.

Multifamily Housing

Multifamily Applications Module

The FHA Catalyst: Applications Module enables FHA-approved Multifamily lenders to electronically submit mortgage insurance applications and related documents to Multifamily Housing. See Mortgagee Letter 2021-26 for more details.

To request access to the Multifamily Applications Module, lenders must download and complete the Multifamily Lender Access Request Form and email the completed form to [email protected]. Account credentials will be emailed to the new user after account creation.

For user support, lenders may refer to the Multifamily Applications Lender User Guide or contact the FHA Resource Center.

FHA Resource Center Knowledge Base

The FHA Resource Center's online knowledge base includes frequently asked questions about the FHA Catalyst: Multifamily Applications Module.

Access the Online Knowledge Base