Single Family Upfront Mortgage Insurance Premium (MIP)
Upfront mortgage insurance premium (MIP) is required for most of the FHA's Single Family mortgage insurance programs. Lenders must remit upfront MIP within 10 calendar days of the mortgage closing or disbursement date, whichever is later. This page provides links to information on the collection and processing of upfront MIP payments for all case (loan) types except a Home Equity Conversion Mortgage (HECM) or Title I manufactured housing loan.
Introduction
- HUD's Mortgage Insurance Premium Collection Process
- Upfront Premium, Late, and Interest Charges
- Terminology
- Refinance Cases
- Researching Information before Submitting a Payment
Submitting Upfront MIP Payments
- Getting Started
- Batch Payment Processing Instructions for CPU to CPU Transmissions
- Batch File Formats
- Batch File Transmission Error Messages
- Reporting a Batch File Transmission Problem
Viewing Information and Making Changes
- Getting Case Information and Reports
- Suspended Payment
- Correcting Case Information Submitted with a Payment
- Refunding a Payment
- Reallocating or Reapportioning a Payment
- Adjusting Late and/or Interest Charges
Get Periodic Premium Information
Information is also available on Periodic Mortgage Insurance Premium (Monthly Premium).
Contacts
For a question or issue not covered here, email HUD's Single Family Insurance Operations Division (SFIOD) at: [email protected] For a batch file transmission problem, contact the HITS Help Desk For issues concerning the collection process for upfront MIP, email: [email protected] For issues concerning data quality for endorsed cases (e.g., mortgage record correction), email the Systems Management Branch, Data Quality Control Section at: [email protected] For FHA Connection issues not relating to monthly premiums, contact the FHA Resource Center |