Buying a Home
Thinking about buying a home? We have information that can help! Got questions? Talk to one of our housing counselors!
Need Help?
1. Figure out how much you can afford
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.
2. Know your rights
Fair Housing: Equal Opportunity for All - brochure
3. Shop for a loan
4. Learn about homebuying programs
Let FHA help you (FHA loan programs offer lower downpayments and are a good option for first-time homebuyers!)
HUD's special homebuying programs
Good Neighbor Next Door (formerly known as Teacher/Officer/Firefighter Next Door)
Indian Home Loan Guarantee Program (Section 184)
5. Shop for a home
Home-shopping checklist? take this list with you when comparing homes
Homes for sale (including HUD homes)
6. Make an offer
7. Get a home inspection
8. Shop for homeowners insurance
9. Sign papers You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!