Transmittal | PDF |
Table of Contents | PDF |
CHAPTER 1: INTRODUCTION | PDF |
CHAPTER 2: LENDER ELIGIBILITY, APPLICATION, APPROVAL AND | PDF |
CHAPTER 3: PROGRAM REQUIREMENTS | PDF |
CHAPTER 4: APPLICATION PROCEDURE - MORTGAGOR | PDF |
CHAPTER 5: OPERATING PROCEDURES | PDF |
CHAPTER 6: ARCHITECTURAL ANALYSIS | PDF |
CHAPTER 7: COST PROCESSING | PDF |
CHAPTER 8: THE VALUATION PROCESS | PDF |
CHAPTER 9: THE MORTGAGE CREDIT PROCESS | PDF |
CHAPTER 10: MANAGEMENT ANALYSIS | PDF |
CHAPTER 11: UNDERWRITING | PDF |
CHAPTER 12: CLOSING | PDF |
CHAPTER 13: HUD LOCAL OFFICE ACTION | PDF |
APPENDIX 1: FORMAT FOR COMPUTING TERM AND PRINCIPAL AND INTEREST | PDF |
APPENDIX 2: APPLICATION FOR MULTIFAMILY HOUSING PROJECT | PDF |
APPENDIX 3: PERSONAL FINANCIAL AND CREDIT STATEMENT | PDF |
APPENDIX 4: FORMAT | PDF |
APPENDIX 5: SUGGESTED CONTENT FOR MANAGEMENT AGENT PROFILE | PDF |
APPENDIX 6: APARTMENT UNIT VACANCY AND TENANT TURNOVER REPORT | PDF PDF |
APPENDIX 7: TENANT ACCOUNTS RECEIVABLE AND DELINQUENCY ANALYSIS | PDF PDF |
APPENDIX 8: MANAGEMENT CERTIFICATION FOR COINSURED PROJECTS | PDF |
APPENDIX 9: RENT FORMULA FOR EXISTING RENTAL | PDF |
APPENDIX 10: REPLACEMENT COST FORMULA | PDF |
APPENDIX 11: MORTGAGEE'S CERTIFICATE OF ACTUAL COST | PDF |
APPENDIX 12: PROMISSORY NOTE | PDF |
APPENDIX 13: TO COMPUTE FEES IN A PURCHASE TRANSACTION | PDF |
APPENDIX 14: FORMAT TO COMPUTE OPERATING DEFICIT ESCROW | PDF |
APPENDIX 15: FORMAT TO COMPUTE MAXIMUM AMOUNT PERMITTED TO BE | PDF |
APPENDIX 16: FORMAT TO COMPUTE FEES IN A REFINANCING TRANSACTION | PDF |
APPENDIX 17: MAXIMUM AMOUNT PERMITTED TO BE FINANCED THROUGH | PDF |
APPENDIX 18: MANAGEMENT REVIEW REPORT | PDF |
APPENDIX 19: MANAGEMENT REVIEW WORKSHEET | PDF |
APPENDIX 20: CONDITIONAL COMMITMENT | PDF |
APPENDIX 21: FIRM COMMITMENT FORMAT | PDF |
APPENDIX 22: ANNUAL MORTGAGE PAYMENT FACTORS (PER $100) | PDF |
APPENDIX 23: PREVIOUS PARTICIPATION CERTIFICATION | PDF |
APPENDIX 24: PROJECT INCOME ANALYSIS AND APPRAISAL | PDF |
APPENDIX 25: ESTIMATES OF MARKET RENT BY COMPARISON | PDF |
APPENDIX 26: OPERATING EXPENSE ANALYSIS WORKSHEET | PDF |
APPENDIX 27: SUPPLEMENT TO PROJECT ANALYSIS | PDF |
APPENDIX 28: AGREEMENT AND CERTIFICATION | PDF |
APPENDIX 29: Legal Requirements for Closing | PDF |
APPENDIX 30: Mortgagor's Certificate | PDF |
APPENDIX 31: Mortgagee's Certificate | PDF |
APPENDIX 32: Mortgagee's Attorney's Opinion | PDF |
APPENDIX 33: REGULATORY AGREEMENT FOR MULTIFAMILY HOUSING PROJECTS | PDF |