| Handbook | WORD |
| Transmittal | PDF |
| Table of Contents | PDF |
| CHAPTER 1: GENERAL | PDF |
| CHAPTER 2: HUD ESCROW AND MORTGAGE INSURANCE PREMIUM (MIP) | PDF |
| CHAPTER 3: AMENDMENTS AFTER THE MORTGAGE HAS BEEN INSURED | PDF |
| CHAPTER 4: FEES AND CHARGES AFTER ENDORSEMENT | PDF |
| CHAPTER 5: PREPAYMENTS - TERMINATIONS - MIP REFUNDS | PDF |
| CHAPTER 6: CHANGE OF MORTGAGORS (ASSUMPTIONS) OR SERVICERS | PDF |
| CHAPTER 7: DELINQUENCIES/DEFAULTS | PDF |
| CHAPTER 8: HUD-APPROVED RELIEF PROVISIONS | PDF |
| CHAPTER 9: FORECLOSURE AND ACQUISITION OF THE PROPERTY | PDF |
| CHAPTER 10: SECTION 235 MORTGAGES | PDF |
| CHAPTER 11: RECAPTURE OF SECTION 235 ASSISTANCE PAYMENTS | PDF |
| CHAPTER 12: ADJUSTABLE RATE MORTGAGES - ANNUAL ADJUSTMENTS | PDF |
| CHAPTER 13: HOME EQUITY CONVERSION MORTGAGES - (HECMS) (Superseded in whole by HUD Handbook 4000.1) | PDF |
| CHAPTER 14: FEDERAL NATIONAL DISASTERS | PDF |
| CHAPTER 15: SECTION 222 MORTGAGES | PDF |
| APPENDIX 1: Mortgage Record Change | PDF |
| APPENDIX 2: Premium Remittance Summary | PDF |
| APPENDIX 3: SAMPLE RECASTING AGREEMENT | PDF |
| APPENDIX 4: CALCULATION OF RECAST PRINCIPAL AMOUNT AND NEW MONTHLY | PDF |
| APPENDIX 5: SAMPLE REQUEST FOR HUD APPROVAL | PDF |
| APPENDIX 6: Single Family Application for Insurance Benefits | PDF |
| APPENDIX 7: Approval of Purchaser and Release of Seller | PDF |
| APPENDIX 8: DISCLOSURE STATEMENT - HECMS | PDF |
| APPENDIX 9: A43 SINGLE FAMILY INSURANCE SYSTEM | PDF |
| APPENDIX 10: FHA Homeowners Fact Sheet | PDF |
| APPENDIX 11: Application for Premium Refund or Distributive | PDF |
| APPENDIX 12: ASSUMPTION REQUIREMENTS | PDF |
| APPENDIX 13: NOTICE TO HOMEOWNER | PDF |
| APPENDIX 14: Notice to Homeowner | PDF |
| APPENDIX 15: Request for Credit Approval of Substitute Mortgagor | PDF |
| APPENDIX 16: A43 SINGLE FAMILY INSURANCE SYSTEM | PDF |
| APPENDIX 17: FLOW CHART ON MORTGAGEE COLLECTION REQUIREMENTS | PDF |
| APPENDIX 18: DELINQUENT AND DEFAULT COUNSELING | PDF |
| APPENDIX 19: Avoiding Foreclosure | PDF |
| APPENDIX 20: Monthly Delinquent Loan Report | PDF |
| APPENDIX 21: FHA FIELD OFFICE CODES | PDF |
| APPENDIX 22: REPAIR RIDER TO LOAN AGREEMENT | PDF |
| APPENDIX 23: SPECIAL FORBEARANCE CHECKLIST | PDF |
| APPENDIX 24: SAMPLE REPAYMENT PLAN (FORMAL FORBEARANCE AGREEMENT) | PDF |
| APPENDIX 25: ASSIGNMENT PROGRAM SCHEDULE | PDF |
| APPENDIX 26: MORTGAGEE'S FIRST NOTICE TO MORTGAGOR - HUD LETTER | PDF |
| APPENDIX 27: MORTGAGEE'S SECOND NOTICE TO MORTGAGOR - HUD LETTER 2 | PDF |
| APPENDIX 28: MORTGAGEE'S SECOND NOTICE TO MORTGAGOR - HUD LETTER 3 | PDF |
| APPENDIX 29: Request for Financial Informatione | PDF |
| APPENDIX 30: Assignment Request | PDF |
| APPENDIX 31: Recertification of Family Income and Composition | PDF |
| APPENDIX 32: Recertification of Family Income and Composition | PDF |
| APPENDIX 33: Notice of (1) Termination, (2) Suspension, or | PDF |
| APPENDIX 34: ASSIGNMENT ACCEPTANCE LETTER TO MORTGAGEE | PDF |
| APPENDIX 35: 60 DAYS' NOTICE LETTER | PDF |
| APPENDIX 36: SECOND NOTICE LETTER | PDF |
| APPENDIX 37: FORECLOSURE TIME FRAMES | PDF |
| APPENDIX 38: Mortgagee Notice of Foreclosure Sale | PDF |
| APPENDIX 39: Compliance Inspection Report | PDF |
| APPENDIX 40: SAMPLE NOTICE TO OCCUPANT OF PENDING ACQUISITION | PDF |
| APPENDIX 41: Home Mortgage ADP Code Chart | PDF |
| APPENDIX 42: Non-Endorsement Notice | PDF |
| APPENDIX 43: Mortgagee's Assurance of Completion | PDF |
| APPENDIX 44: INSTRUCTIONS TO MORTGAGEE | PDF |
| APPENDIX 45: ANNUAL RECERTIFICATION DATES (SECTION 235) | PDF |
| APPENDIX 46: Mortgagee's Certification and Application for | PDF |
| APPENDIX 47: ESTABLISHING DATES FOR REQUIRED RECERTIFICATION'S | PDF |
| APPENDIX 48: Monthly Summary of Assistance Payments | PDF |
| APPENDIX 49: Request for Verification of Employment | PDF |
| APPENDIX 50: Examples of Liquidating Escrow Surpluses and Shortages | PDF |
| APPENDIX 51: Illustrations of Assistance Payments Computations | PDF |
| APPENDIX 52: SECTION 235 FACTOR TABLES | PDF |
| APPENDIX 53: APPLICATION FOR HOMEOWNERSHIP ASSISTANCE | PDF |
| APPENDIX 54: Deed of Trust | PDF |
| APPENDIX 55: DEED OF TRUST | PDF |
| APPENDIX 56: Note | PDF |
| APPENDIX 57: MODEL MORTGAGE FORM | PDF |
| APPENDIX 58: FEDERAL RESERVE STATISTICAL RELEASE | PDF |
| APPENDIX 59: Suggested Form of Annual Disclosure ARM Notice | PDF |
| APPENDIX 60: MANUAL CHECKS of SOCIAL SECURITY NUMBERS | PDF |
| APPENDIX 61: STATES USE OF SOCIAL SECURITY NUMBERS FOR DRIVER'S | PDF |
| APPENDIX 62: INVALID SOCIAL SECURITY NUMBERS | PDF |
| APPENDIX 63: Contacts For Regional Inspector General | PDF |
| APPENDIX 64: FEDERAL EMERGENCY MANAGEMENT AGENCY | PDF |
| APPENDIX 65: HOME EQUITY CONVERSION MORTGAGE | PDF |
| APPENDIX 66: Factors for Determining Borrowers Principal Limit | PDF |
| APPENDIX 67: Suggested Form of Periodic Disclosure ARM Notice | PDF |
| APPENDIX 68: HOME EQUITY CONVERSION LOAN AGREEMENT | PDF |
| INDEX | PDF |