HUD Accomplishments
for 2026
State of the Union
1. Making the Housing Market Accessible Again
On Day One, President Trump signed an Executive Order to lower the cost of housing. Since then, income needed to buy a home is down four percent and mortgage affordability is at a four-year high. Mortgage rates continue to drop as President Trump’s economic agenda gets to work, bringing affordability back for millions of Americans.
![[Making Housing Affordable Again] [Making Housing Affordable Again]](https://www.hud.gov/sites/default/files/Main/images/SOTU-Income-Needed-for-Home.jpg)
![[HUD Supports One Million Homebuyers in 2025] [HUD Supports One Million Homebuyers in 2025]](https://www.hud.gov/sites/default/files/Main/images/SOTU-Existing-Home-Sales.jpg)
2. HUD Supports One Million Homebuyers in 2025
In President Trump’s first year back in office, HUD has helped make housing more affordable for more than one million Americans, including well over half a million first-time homebuyers. Ginnie Mae also supported more than 430,000 veteran affairs loans.
3. Renters Are Seeing Relief as Rent Prices Fall
National median rents are at a four-year low. HUD is investing in mortgage insurance programs for multifamily housing to help aspiring homebuyers rent an affordable home that allow them to save for the future.
![[Renters Are Seeing Relief as Rent Prices Fall] [Renters Are Seeing Relief as Rent Prices Fall]](https://www.hud.gov/sites/default/files/Main/images/SOTU-Rent-Prices.jpg)
![[Banning Large Institutional Investors] [Banning Large Institutional Investors]](https://www.hud.gov/sites/default/files/Main/images/SOTU-Institutional-Investors.jpg)
4. Banning Large Institutional Investors
HUD stands ready to implement President Trump’s bold action to ban large institutional investors from acquiring single-family homes, ensuring more inventory remains available for everyday American families. In December 2025, existing home sales increased more than 5 percent, a 3-year high.
5. Cutting Red Tape and Restoring Local Control
HUD cut red tape and restored local control—ending the unaffordability of American homes under the Biden administration. This was achieved by slashing the Obama-Biden Affirmatively Furthering Fair Housing zoning tax, along with rescinding additional sub-regulatory policies. Less red tape = more affordable homeownership for American families.
![[Cutting Red Tape and Restoring Local Control] [Cutting Red Tape and Restoring Local Control]](/sites/default/files/Main/images/SOTU-Red-Tape2.jpg)
![[Supporting Foster Youth] [Supporting Foster Youth]](https://www.hud.gov/sites/default/files/Main/images/SOTU-FLOTUS-FYI.jpg)
6. Supporting Foster Youth
HUD empowered nearly 1,000 foster youth transitioning out of foster care and supported the First Lady in securing 30 million dollars for foster youth housing through the Melania Trump Foster Youth to Independence Initiative.
7. Championing Opportunity Zones
Secretary Turner and HUD leadership visited 13 Opportunity Zones and heard stories of community revitalization and economic development from American workers, business owners, and local leaders. Opportunity Zones have already lifted more than one million people out of poverty, attracted more than $100 billion in new investments, and increased housing supply by more than 300,000 new residential addresses.
![[Championing Opportunity Zones] [Championing Opportunity Zones]](https://www.hud.gov/sites/default/files/Main/images/SOTU-OZs.jpg)
![[Kicking Off Freedom 250 with HUD’s Innovative Housing Showcase] [Kicking Off Freedom 250 with HUD’s Innovative Housing Showcase]](https://www.hud.gov/sites/default/files/Main/images/SOTU-SHOWCASE.jpg)
8. Kicking Off Freedom 250 with HUD’s Innovative Housing Showcase
Themed “The American Home is the American Dream,” HUD’s annual Innovative Housing Showcase commemorated 250 years of American housing and spotlighted private sector innovation driving the American Dream of homeownership.
9. Eradicating Anti-Christian Bias
HUD eradicated anti-Christian bias throughout the agency as part of President Trump’s Task Force to Eradicate Anti-Christian Bias and welcomed more than 350,000 faith-based organizations across the country back to the table to combat homelessness and increase self-sufficiency.
![[Eradicating Anti-Christian Bias] [Eradicating Anti-Christian Bias]](https://www.hud.gov/sites/default/files/Main/images/SOTU-AntiChristian-Bias.jpg)
![[Responding to Natural Disasters] [Responding to Natural Disasters]](https://www.hud.gov/sites/default/files/Main/images/SOTU-Disaster.jpg)
10. Responding to Natural Disasters
HUD visited Californians impacted by wildfires, North Carolinians devastated by Hurricane Helene, and Texans affected by catastrophic floods. HUD is administering $12 billion in disaster recovery to communities across the country.
11. Cracking Down on Waste, Fraud, and Abuse
Immediately upon President Trump taking office, HUD uncovered $1.9 billion in misplaced funds and cut $250 million in wasteful contracts. HUD also exposed more than $5 billion in potential payment errors, out of over $50 billion in total rental assistance for FY 2024, including 200,000 possibly ineligible tenants and 30,000 dead people.
![[Cracking Down on Waste, Fraud, and Abuse] [Cracking Down on Waste, Fraud, and Abuse]](/sites/default/files/Main/images/SOTU-HUD-FAR.jpg)
![[Closing the 'Mixed Status Households' Roommate Loophole] [Closing the 'Mixed Status Households' Roommate Loophole]](https://www.hud.gov/sites/default/files/Main/images/SOTU-Mixed-Status.jpg)
12. Closing the “Mixed Status Households” Roommate Loophole
HUD proposed a rule that would close a decades-old loophole allowing illegal aliens and ineligible foreigners to steal spots in public housing from American citizens and eligible individuals. This rule will ensure taxpayer funds only support eligible tenants, transferring up to $218 million away from illegal aliens, ineligibles, and fraudsters to American families in need.
13. Making Public Housing Safe Housing
Taxpayer funds should not support criminals and illegal aliens. In partnership with the Department of Justice, HUD launched a national crime hotline for Americans living in HUD-funded housing to report gangs, drug activity, illegal aliens, sex offenders, human traffickers, fraud, and threats. HUD also tightened background check requirements and rescinded guidance allowing criminals to live in public housing.
![[Making Public Housing Safe Housing] [Making Public Housing Safe Housing]](https://www.hud.gov/sites/default/files/Main/images/SOTU-Safe-Housing.jpg)
14. Terminating Weaponization of Government
The Biden Administration wasted time and taxpayer-funded resources on weaponizing the government for their political gain. HUD has returned to a mission-minded focus, saving taxpayer funds for tackling true discrimination cases across the country. HUD remedied several cases of the Biden administration weaponizing the Fair Housing Act to fit a racially motivated agenda. HUD proposed a rule to eliminate disparate impact that manufactured phantom discrimination, ended a Biden-era DEI deal that forced racial preferencing in home appraisals, and closed a politically motivated investigation into the Texas General Land Office. HUD also launched an investigation into the East Plano Islamic Center for its discriminatory residential development.
15. Restoring Biological Truth
American tax dollars will no longer support facilities that ignore biological truth. HUD restored biological truth to housing policy by recognizing all Americans by their sex at birth—MALE or FEMALE—and halting enforcement of Biden’s Gender Identity Rule.
![[Restoring Biological Truth] [Restoring Biological Truth]](/sites/default/files/Main/images/SOTU-biological-truth.jpg)
![[Bringing Faith Back into the Government] [Bringing Faith Back into the Government]](https://www.hud.gov/sites/default/files/Main/images/SOTU-Waste.jpg)
16. Bringing Faith Back into the Government
Faith-based organizations were denied HUD resources under the Biden administration; despite their track record of effective care for vulnerable Americans. Secretary Turner is bringing faith back into HUD by helping lead President Trump’s America Prays initiative and visiting with more than 16 faith-based organizations across nine states that are addressing housing affordability challenges, serving homeless populations, and helping Americans recover after natural disasters.
17. Making Homes Healthy Again
As one of the leaders of President Trump’s Make America Healthy Again Commission, Secretary Turner announced availability of HUD Healthy Homes funding to make homes in America healthy and secure a safer future for the next generation.
![[Ending DEI at HUD] [Ending DEI at HUD]](https://www.hud.gov/sites/default/files/Main/images/SOTU-DEI.jpg)
18. Ending DEI at HUD
Taxpayer dollars will no longer fund divisive DEI ideologies at HUD. HUD cancelled $4 million in DEI contracts, disbanded the Biden administration’s woke PAVE task force, stripped HUD’s website and social media of all DEI content, and held local leaders accountable for their illegal race-based housing plans. HUD is putting all Americans back on a level playing field.