FHA is committed to making affordable housing available to qualified individuals and families. FHA partners with HUD-approved Nonprofit Organizations and Governmental Entities to ensure that financing is available to provide housing opportunities to low- to moderate-income families. HUD-Approved Nonprofit Organizations and Governmental Entities can participate in the following programs:

• HUD Homes program, where HUD real-estate owned (REO) properties can be purchased by HUD-Approved Nonprofit Organizations and Governmental Entities at a discount and during the exclusive listing period.
• FHA Mortgagor program, which allows HUD-Approved Nonprofit Organizations and Governmental Entities to apply for the same FHA-insured financing as owner occupants.
• Secondary Financing program, which allows HUD-Approved Nonprofit Organizations and Governmental Entities to provide secondary financing assistance to homebuyers utilizing FHA insurance on a first mortgage when that assistance is secured with a second mortgage or lien.

Nonprofit Organizations and Governmental Entities Program Information:

• Application and Recertification Process and Requirements
• Nonprofit Data Management System (NPDMS)
• Program Guidelines
• HUD Nonprofit Organization Roster (searchable)
• Quality Control and Monitoring

For more information, contact the FHA Resource Center.