Important Information Regarding Continuation of Business Operations Related to COVID-19
As it relates to COVID-19, FHA wants to assure its mortgagees and other interested stakeholders of its continued business operations in this evolving environment. Frequently Asked Questions (FAQs) have been prepared to address and provide answers to questions regarding the continuity of FHA's business operations and any possible impacts. The FAQs will be revised as needed and stakeholders are advised to regularly access them for updates.
FHA Single Family Housing COVID-19 FAQs
COVID-19 Mortgage Relief Resources for Homeowners
Daily Announcements
Information in English and Spanish for FHA-insured homeowners living in disaster areas.
On September 27, FHA INFO 2022-86 announced that the Federal Housing Administration (FHA) published Mortgagee Letter (ML) 2022-17, Consideration of Positive Rental Payment History for First-Time Homebuyers in Forward Mortgage Purchase Transactions. This ML updates FHA’s Technology Open To Approved Lenders (TOTAL) Mortgage Scorecard to include a borrower’s positive rental payment history as part of the credit risk analysis when applying for FHA-insured financing.
For Homeowners
Click here to access the online FAQ site.
Interagency COVID-19 Forbearance Fact Sheet for Consumers
- Update to Home Equity Conversion Mortgage (HECM) Program Requirements for Notice of Due and Payable Status (ML 2022-15)
- Unique Entity Identifier for FHA-Approved Lenders, Mortgagees, and Institutions Seeking FHA Approval (ML 2022-14)
- Revised Appraisal Validity Periods (ML 2022-11)
- Department of Treasury's Homeowner Assistance Fund (HAF) FAQs
- Updated Single Family Housing Self-Paced, Pre-Recorded Training
- Upcoming SF Events & Training
- Servicer eClass Training
- Archived Webinars