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FHA Single Family

 

Important Information Regarding Continuation of Business Operations Related to COVID-19

As it relates to COVID-19, FHA wants to assure its mortgagees and other interested stakeholders of its continued business operations in this evolving environment. Frequently Asked Questions (FAQs) have been prepared to address and provide answers to questions regarding the continuity of FHA's business operations and any possible impacts. The FAQs will be revised as needed and stakeholders are advised to regularly access them for updates.

FHA Single Family Housing COVID-19 FAQs

COVID-19 Mortgage Relief Resources for Homeowners

 

Daily Announcements

Information in English and Spanish for FHA-insured homeowners living in disaster areas.

 

On September 27, FHA INFO 2022-86 announced that the Federal Housing Administration (FHA) published Mortgagee Letter (ML) 2022-17, Consideration of Positive Rental Payment History for First-Time Homebuyers in Forward Mortgage Purchase Transactions. This ML updates FHA’s Technology Open To Approved Lenders (TOTAL) Mortgage Scorecard to include a borrower’s positive rental payment history as part of the credit risk analysis when applying for FHA-insured financing.

 

For Homeowners

Online Answers 24/7

Click here to access the online FAQ site.

 

 
Mortgage Payment Relief for Homeowners
If you have an FHA loan and are struggling to pay your mortgage due to a COVID-19 related financial hardship, there are options to help. Learn more here.

Interagency COVID-19 Forbearance Fact Sheet for Consumers
 
FHA Catalyst
Click here for enhanced digital solutions for stakeholders conducting business with FHA.
 
How to Become an FHA-approved Lender
Click here to obtain information on participating in FHA Single Family, Multifamily, and/or Healthcare loan programs.
 
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