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FHA Single Family

 

Important Information Regarding Continuation of Business Operations Related to COVID-19

As it relates to COVID-19, FHA wants to assure its mortgagees and other interested stakeholders of its continued business operations in this evolving environment. Frequently Asked Questions (FAQs) have been prepared to address and provide answers to questions regarding the continuity of FHA's business operations and any possible impacts. The FAQs will be revised as needed and stakeholders are advised to regularly access them for updates.

FHA Single Family Housing COVID-19 FAQs

COVID-19 Mortgage Relief Resources for Homeowners

 

Daily Announcements

Information in English and Spanish for FHA-insured homeowners living in disaster areas.

 

On December 1, FHA INFO 2022-101 announced that the Federal Housing Administration (FHA) published Mortgagee Letter 2022-20, 2023 Nationwide Forward Mortgage Limits, which provides the maximum mortgage limits for FHA-insured Title II forward mortgages, and Mortgagee Letter 2022-21, 2023 Nationwide Home Equity Conversion Mortgage (HECM) Limits, which provides the Calendar Year (CY) 2023 maximum claim amount for FHA-insured traditional HECM, HECM for purchase, and HECM-to-HECM refinances.

On November 28, FHA INFO 2022-98 announced that the FHA granted two temporary partial waivers to its Home Equity Conversion Mortgage (HECM) loss mitigation policies. These waivers provide mortgagees with continued flexibility to help senior homeowners with HECMs who still experience significant financial difficulties due to the COVID-19 pandemic.

 

 

For Homeowners

Online Answers 24/7

Click here to access the online FAQ site.

 

 
Mortgage Payment Relief for Homeowners
If you have an FHA loan and are struggling to pay your mortgage due to a COVID-19 related financial hardship, there are options to help. Learn more here.

Interagency COVID-19 Forbearance Fact Sheet for Consumers
 
FHA Catalyst
Click here for enhanced digital solutions for stakeholders conducting business with FHA.
 
How to Become an FHA-approved Lender
Click here to obtain information on participating in FHA Single Family, Multifamily, and/or Healthcare loan programs.
 
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