The Office of Housing plays a vital role for the nation's homebuyers, homeowners, renters, and communities through its nationally administered programs. It includes the Federal Housing Administration (FHA), the largest mortgage insurer in the world.
The Office of Housing is the largest office within HUD, and has the following key responsibilities:
- Operating FHA, providing over $1.3 trillion in mortgage insurance on mortgages for Single Family homes, Multifamily properties, and Healthcare facilities;
- Operating HUD's Manufactured Housing program, which administers federal standards for the design and construction of manufactured homes across the country.
- Managing HUD's Project-Based Rental Assistance and other rental assistance programs, which provide support for low and very low income households;
- Supporting (Section 202) Housing for the Elderly and (Section 811) Housing for Persons with Disabilities programs, which provide affordable housing for some of the nation's most vulnerable populations;
- Encouraging recapitalization of the nation's aging affordable housing stock through programs such as the Rental Assistance Demonstration;
- Facilitating housing counseling assistance through HUD's Office of Housing Counseling; and
Office of Manufactured Housing
Administers HUD's oversight programs for the regulation and solutions-oriented oversight and monitoring of the affordability, quality, durability, and safety of manufactured homes. Also administers the National Manufactured Housing Construction and Safety Standards Act of 1974.