• Informed Consumer Choice (12/20)
• Model Appraisal Exterior-Only Certification (3/20) Valid for appraisals with effective dates through June 30, 2021 (See ML 2021-06 and FHA Info #21-44)
• Model Appraisal Desktop-Only Certification (3/20) Valid for appraisals with effective dates through October 31, 2020 (See ML 2020-37)

• ARM Note (eff. 1/10/15)
• Mortgage Forward (9/14)
• Note Forward (eff. 1/21/15)
• Rehabilitation Loan Agreement (8/15)
• Instructions for Model Mortgages (2001 GSE Forms) (1/23)
• Instructions for Model Notes (2001 GSE Forms) (1/23)
• Instructions for Model Mortgages (2023 GSE forms) (1/23)
• Instructions for Model Notes (2023 GSE forms) (1/23)

All Products and Programs

• Condominium Rider (9/14)
• Construction Rider (9/14)
• Land Use Restriction Addendum(Rev 8/15; eff. 3/14/16)
• Non-Owner Occupancy Rider (9/14)
• Planned Unit Development Rider (9/14)
• Tax-Exempt Financing Rider (3/15)
• Water Purification Equipment Rider (9/14)

 203(k) Rehabilitation Mortgages

• Rehabilitation Loan Rider (9/14)

 247 Hawaiian Homelands

• Sec. 247 Loan Rider (9/14)

 248 Mortgages on Indian Land

• Sec. 248 Loan Rider (9/14)
• Sec. 248 Residential Lease

• Amendatory Clause (3/2023)
• Borrower's Certification of Water Purification System (Last Revised 9/30/2016)
• Settlement Certification
  (formerly "Addendum to HUD-1
  Settlement Statement") (3/15)
• 203(k) Consultant Roster Certification (12/15)
• 203(k) Consultant Biennial Recertification (3/22)

• Borrower's Consent to Voluntary Termination of FHA Mortgage Insurance (7/21)
• FHA-HAMP Partial Claim Note and Subordinate Mortgage (6/15)
• Lost Note Affidavit for Hawaiian Home Land Mortgages (6/15)
• Notice to Homeowner: Release of Personal Liability for Assumptions (6/15)
• Notice to Occupant of Pending Acquisition (eff. 11/15)
• Payoff Procedure Disclosure (6/15)
• Pre-Foreclosure Sale Addendum (6/15)
• Prepayment Disclosure Statements (6/15)

• Exclusive Listing Period Purchase Addendum for Governmental Entities and HUD-Approved Nonprofits
  (revised 6/18)
• Exclusive Listing Period Purchase Addendum for Individual Owner-Occupant Buyers (revised 6/18)
• HUD Earnest Money Forfeiture and Return Policy (revised 9/30/16)
• Good Neighbor Next Door Program Note and Second Mortgage
  (revised 6/12/13)

• HECM ARM Note – CMT & SOFR (5/23)
• HECM ARM Second Note – CMT & SOFR (5/23)
• HECM ARM Note – CMT & SOFR (3/21)
• HECM ARM Second Note – CMT & SOFR (3/21)
• HECM ARM Loan Agreement (2/15)
• HECM ARM Mortgage (2/15)
• HECM ARM Note (2/15)
• HECM Fixed Rate Loan Agreement (2/15)
• HECM Fixed Rate Mortgage (2/15)
• HECM Fixed Rate Mortgage Note (2/15)
• HECM ARM Second Mortgage (2/15)
• HECM ARM Second Note (2/15)

• HECM ARM Repair Rider (2/15)
• HECM Fixed Rate Repair Rider (2/15)

Other Documents

• HECM ARM Payment Plan (2/15)
• HECM Financial Assessment Worksheet (3/15)
• HECM Fixed Rate Payment Plan (2/15)
• HECM Scheduled Closing Costs (2/15)

In effect to coincide with Handbook 4000.1 published on October 31, 2023, and effective April 29, 2024.

• HECM ARM Note (10/23)
• HECM ARM Second Note (10/23)
• HECM ARM Loan Agreement (10/23)
• HECM ARM Mortgage (10/23)
• HECM ARM Second Mortgage (10/23)
• HECM Fixed Rate Mortgage Note (10/23)
• HECM Fixed Rate Loan Agreement (10/23)
• HECM Fixed Rate Mortgage (10/23)

• HECM ARM Repair Rider (10/23)
• HECM Fixed Rate Repair Rider (10/23)

Other Documents

• HECM ARM Payment Plan (10/23)
• HECM Fixed Rate Payment Plan (10/23)
• HECM Scheduled Closing Costs (10/23)
• HECM Notice to Borrower (10/23)
• Borrower and Non-Borrowing Spouse Certifications (10/23)