On November 22, 2022, FHA published Mortgagee Letter (ML) 2022-19, Rescinding the Mandatory Use Date for the FHA Catalyst: Electronic Appraisal Delivery (EAD) Module. This ML rescinds the mandatory use dates for mortgagees to submit appraisals for single family Title II forward and reverse mortgage endorsements through the FHA Catalyst: EAD Module. FHA is also discontinuing the onboarding of new mortgagees and all activities related to integrating with FHA Catalyst: EAD Module.
Read Mortgagee Letter 2022-19 dated November 22, 2022, for the details.
The Federal Housing Administration's (FHA) Legacy EAD portal is a web-based technology system used by FHA-approved mortgagees to submit appraisal reports to FHA. All appraisals for new originations must be submitted to FHA through the Legacy EAD portal or may be temporarily submitted through the FHA Catalyst EAD Module until March 17, 2023.
Legacy EAD Features
Legacy EAD Access Methods
There are two ways for mortgagees to access and submit appraisals through the Legacy EAD portal:
Legacy EAD User Roles
Getting Started with the Legacy EAD Portal
Newly approved FHA mortgagees must establish their presence in the Legacy EAD portal or in FHA Catalyst EAD Module before they can complete the necessary steps to obtain an FHA insurance endorsement on a mortgage. Establishing a presence in the Legacy EAD portal involves both the mortgagee's intended Legacy EAD portal Administrator(s) and the mortgagee's designated FHAC Application Coordinator. Get more information on FHA's Onboarding to the legacy EAD Portal web page.
Go to Onboarding to the EAD page
First-time users must obtain EAD Portal access from the organization's EAD Administrator prior to clicking the icon at the left.
Attention EAD Administrators: Your FHA Connection User ID and password will not provide access to the Legacy EAD portal. You must receive EAD-specific access credentials and an Appraisal Portal "One Time Key" for your first log in to the Legacy EAD portal. See the Onboarding to the EAD fact sheet for more information.