Home Equity Conversion Mortgages for Lenders (HECMs)
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Origination
Software
- HECM Refinance IMIP Formula: FHAC Release Notes for Lenders
- Instructions for Installing HECM Calculation Software Version 2.5
(use if you have never installed the HECM software) - Instructions for Upgrading HECM Calculation Software Version 2.5
(use if you previously installed the HECM software) - FHA Connection Changes and Processing Instructions for Lenders (September 19, 2017)
- HERMIT System and Resources
Training and Webcasts
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Subscribe to receive FHA INFO announcements and SF NEWS about Mortgagee Letter issuances, procedure updates, and training & events via email. Research a list of all previous FHA INFO and SF NEWS in the:
FHA INFO ARCHIVE
Reference Materials
- HECM Final Rule - 24 CFR Part (Redline Copy)
- HECM Model Loan Documents
- Current HECM Financial Assessment and Property Charge Guide (case numbers assigned on or after October 3, 2016)
- HECM Financial Assessment and FHA Connection
- HECM Handbook 4235.1
- Administration of Insured Home Mortgages 4330.1
- All HECM Mortgagee Letters
- All HUD policy documents and forms
Find Answers
- Policy Inquiries:
– Origination: FHA Resource Center
– Counseling: Housing.Counseling@hud.gov
– Servicing: hecmservicing@novadconsulting.com
– Claims: Foc_Hecm@hud.gov - HERMIT Tech Support:
– Servicing: servicingsupport@hermitsp.com
– Accounting: accountingsupport@hermitsp.com - Ask a question online