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203(k) Rehabilitation Mortgage Insurance

Limited 203(k) Mortgage

FHA's Limited 203(k) program permits homebuyers and homeowners to finance up to $35,000 into their mortgage to repair, improve, or upgrade their home. Homebuyers and homeowners can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or an FHA appraiser. Homeowners can make property repairs, improvements, or prepare their home for sale.  Homebuyers can make their new home move-in ready by remodeling the kitchen, painting the interior or purchasing new carpet.

203(k) Mortgage

The Section 203(k) program is FHA's primary program for the rehabilitation and repair of single family properties. As such, it is an important tool for community and neighborhood revitalization, as well as to expand homeownership opportunities.

Contact the FHA Resource Center for more 203(k) information.



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More Resources

FHA Connection (FHAC) Enhancement (1/31)
New data fields have been added to the Escrow Closeout Certification screen in FHA Connection.

Consumer Fact Sheet

How to Become an FHA-approved 203(k) Consultant

Role of an FHA-approved 203(k) Consultant

Lender Program Comparison Fact Sheet

Lender Fact Sheet