Program Accomplishments

HUD's Office of Native American Programs (ONAP) administers housing and community development programs that benefit American Indian and Alaska Native tribal governments, tribal members, the Department of Hawaiian Home Lands, Native Hawaiians, and other Native American organizations.

ONAP's mission is to:

  • Increase the supply of safe, decent, and affordable housing available to Native American families
  • Strengthen communities by improving living conditions and creating economic opportunities for tribes and Indian housing residents; and
  • Ensure fiscal integrity in the operation of the programs it administers

ONAP's programs are:

 -   Indian Housing Block Grant program (IHBG)
 -   Native Hawaiian Housing Block Grant program (NHHBG)
 -   Indian Community Development Block Grant program (ICDBG)
 -   Section 184 Indian Housing Loan Guarantee program
 -   Section 184A Housing Loan Guarantee program (for Native Hawaiians)
 -   Title VI Federal Guarantees for Financing Tribal Housing program

Program Accomplishments Positively Impact Indian Country

Program accomplishments have immediate and dramatic positive effects on Native American communities. They directly contribute to such long-term outcomes as:

  • An increased supply of safe, decent, and affordable housing for Native American families
  • Fair and ample credit opportunities for Native American homebuyers
  • Healthier economies and better employment opportunities
ONAP established performance indicators to measure the most important and consistent uses of program funds.

Native Hawaiian Programs

HUD estimates that, over the life of the program (funding years 2002-2023) – the Department of Hawaiian Home Lands has expended $155 million in Native Hawaiian Housing Block Grant funds to build, acquire, or rehabilitate 765 affordable homes on the Hawaiian home lands.  In addition, 4,098 individuals and families have received housing services such as pre- and post-homebuyer education, financial literacy training, and/or self-help home repair training to sustain safe, decent homes.  Approximately 693 lots have been improved with infrastructure development to support construction of new homes, and 3 community centers have been rehabilitated.  Also between 2005 and 2023, HUD guaranteed 877 loans for approximately $225 million to Native Hawaiian homeowners eligible to reside on the Hawaiian home lands.

Indian Housing Block Grant

HUD estimates that, over the life of the program (funding years 1998-2022), recipients have used Indian Housing Block Grants to build or acquire 42,552 affordable housing units, and rehabilitate more than 110,116.  In addition, recipients have used Indian Housing Block Grants to, for example, acquire real property for housing, install housing infrastructure, improve energy efficiency of affordable homes, remediate and prevent mold infestation, and operate and manage affordable housing.  Flexible program rules allow recipients to design innovative housing assistance programs that meet their unique needs and customs.

Indian Community Development Block Grant

In 2018, approximately $63 million was distributed to 86 grantees to fund community development projects that primarily benefit low- and middle-income residents.  Recent projects funded by these grants include the construction of community facilities for elderly, low-income residents, the installation of solar panels on rental housing, the renovation of old sewer lines, and the development of a group home for homeless youth.  These grants are also used to address emergencies faced by tribal communities such as tornados, floods, fires, and contaminated water systems.

Loan Guarantees for Indian Housing

In 2018, HUD guaranteed 3,147 loans to build, buy, rehabilitate, or refinance homes for American Indian and Alaska Native families; the average loan amount was approximately $182,608. Approximately 44,351 families have been assisted in the program’s 24-year history.