A payment is suspended when case information submitted with the payment is invalid or incorrect or is inconsistent with a previous case payment. Causes for a suspended payment include:
- Invalid closing date
- Invalid case number
- Invalid mortgagee ID
- Mortgagee ID mismatch (mortgagee ID does not match previous payment mortgagee ID)
- Closing date mismatch (closing date does not match the previous payment closing date)
Until a correction is made, the payment cannot be put towards the endorsement of the case for FHA insurance. See Correcting Case Information Submitted with a Payment.
A case is given a suspended status in either of these circumstances:
- The required amount of upfront mortgage insurance premium has not been paid for the case due to a suspended payment.
- There are unpaid late and/or interest charges (penalties).
On the FHA Connection, the Unendorsed Cases report provides information on cases for which an upfront MIP payment was suspended and a link to Case Master Summary for details. See Getting Case Information and Reports.