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Single Family Upfront Mortgage Insurance Premium (MIP)

Upfront mortgage insurance premium (MIP) is required for most of the FHA's Single Family mortgage insurance programs. Lenders must remit upfront MIP within 10 calendar days of the mortgage closing or disbursement date, whichever is later. This page provides links to information on the collection and processing of upfront MIP payments for all case (loan) types except a Home Equity Conversion Mortgage (HECM) or Title I manufactured housing loan.


Submitting Upfront MIP Payments

Viewing Information and Making Changes




Get Periodic Premium Information

Information is also available on Periodic Mortgage Insurance Premium (Monthly Premium).


For a question or issue not covered here, email HUD's Single Family Insurance Operations Division (SFIOD) at: LenderAssistance@hud.gov

For a batch file transmission problem, contact the HITS Help Desk

For issues concerning the collection process for upfront MIP, email: SfpaygovUpfront@hud.gov

For issues concerning data quality for endorsed cases (e.g., mortgage record correction), email the Systems Management Branch, Data Quality Control Section at: SystemManagement@hud.gov

For FHA Connection issues not relating to monthly premiums, contact the FHA Resource Center