FHA CATALYST: ELECTRONIC APPRAISAL DELIVERY MODULE
Part of FHA’s multi-year IT Modernization initiative, the Electronic Appraisal Delivery (EAD) Module is one of the components within FHA Catalyst – FHA’s flexible cloud-based platform. Currently, the FHA Catalyst: EAD Module enables the electronic submission of appraisals for single family forward and Home Equity Conversion Mortgage (HECM) endorsement files.
Beginning April 15, 2022, appraisal submissions for all cases must be delivered through the FHA Catalyst: EAD Module.
Mandatory Transition Dates
Mortgagees must deliver appraisals through the FHA Catalyst: EAD Module based on the following mandatory transition dates:
• Effective on and after March 14, 2022, appraisal delivery through the FHA Catalyst: EAD Module is mandatory for all cases unless a previous appraisal version was submitted to the legacy EAD portal.
• For cases with a previous appraisal submission in the legacy EAD portal before March 14, 2022, appraisal resubmissions may continue to be delivered through the legacy EAD portal until April 15, 2022.
• After April 15, 2022, appraisal submissions for all cases, regardless of previous submission status, must be delivered through the FHA Catalyst: EAD Module.
Until further notice, the FHA Catalyst: EAD Module will only accept appraisal resubmissions for cases initiated in the module. Prior to April 15, 2022, FHA will notify mortgagees when the FHA Catalyst: EAD Module is available to receive resubmissions initiated in the legacy EAD portal in an upcoming FHA INFO (FHA's Single Family Housing industry news email).
FHA Catalyst Registration Information
FHA-approved mortgagees with access to the FHA Catalyst: Electronic Appraisal Delivery Module are currently able to submit appraisals for Title II forward and Home Equity Conversion Mortgages (HECMs).
Existing EAD Portal Users
Existing legacy EAD portal user information will automatically be registered in the FHA Catalyst: EAD Module. These users will receive an email from FHACatalyst@hud.gov with instructions on how to complete registration.
New FHA Catalyst: EAD Module Users
New users seeking access to the module must ask their FHAC coordinator to email the completed FHA Catalyst External User Access Request Form to the FHA Resource Center at email@example.com. This form may also be used to modify or terminate user access. The existing EAD Administrator function is not available in the FHA Catalyst: EAD Module at this time.
Mortgagees or Technology Service Provider Onboarding Waves
For mortgagees or their technology service providers seeking to establish direct integration access to FHA Catalyst: EAD Module, the onboarding process will occur in waves, which are tentatively scheduled for October, November, and December 2021. To sign up for a wave, requests must be submitted by email to firstname.lastname@example.org with the subject line: “Catalyst EAD Module Wave Registration”.
About FHA Catalyst
FHA has embarked on a multi-year IT modernization initiative, FHA Catalyst, which is already improving how mortgagees and their authorized users do business with FHA. FHA Catalyst is supported by a $40 million appropriation from Congress and a partnership between the HUD Chief Information Officer (CIO) and the HUD Federal Housing Commissioner. FHA Catalyst is a secure, flexible, cloud-based platform that provides a modern, automated system for mortgagees, servicers, and other FHA program participants. FHA Catalyst enables FHA to more efficiently and effectively manage its programs and processes, benefiting the those who do business with FHA.