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FHA Catalyst: Case Binder Module

Part of FHA's multi-year IT Modernization initiative, the case binder module is one component of FHA Catalyst, FHA's new, flexible cloud-based platform. This module enables lenders to electronically deliver case binders instead of mailing paper binders for single-family forward mortgages and Home Equity Conversion Mortgage insurance endorsements. This state-of-the-art automation eliminates manual, paper-based processes, provides error checks and enhances data integrity, leading to more accurate and efficient submissions. The platform also provides real-time access to case binder submission, status, and other information, which offers new tracking and analysis capabilities for lenders and FHA.

Mortgage Lender Resources

User Guides

The FHA Catalyst: Case Binder Module User Guide provides detailed instructions for navigating the new case binder module, including guidance on how to upload different categories of loan documents.

Access the User Guide

Access Q&A at the FHA Resource Center's Online Knowledge Base 


Access the Single-Family Housing Policy Handbook 4000.1 in online or portable document format through HUD's Client Information Policy Systems (HUDCLIPS) Handbooks web page for information on case binder stacking order, in-depth information on FHA policy, event definitions, reporting timeframes, data elements, and post-audit requirements.
Access the file

Module Technology Enhancements

FHA-approved mortgagees can submit single family forward and HECM loan origination case binder documents electronically for FHA endorsement and post-endorsement review in the Loan Review System (LRS).

Who Can Use the Case Binder Submission module:

  • All FHA-approved lenders who were previously required to submit paper case binders to FHA's Homeownership Centers for multiple program participation requirements;
  • Lenders seeking Unconditional Direct Endorsement authority who are required to submit Test Cases; and
  • Lenders not approved for electronic Case Binder (eCB) submission through FHA Connection.

FHA will be adding additional modules to the FHA Catalyst platform in the coming months and years until a full suite of transactions is available.

FHA Catalyst Case Binder Module Onboarding

Mortgagees should visit the FHA Catalyst User Access Management web page for guidance on requesting access to the FHA Catalyst: Case Binder Module.

About FHA Catalyst

FHA has embarked on a multi-year IT modernization initiative, FHA Catalyst, which is already improving how mortgagees and their authorized users do business with FHA. FHA Catalyst is supported by a $40 million appropriation from Congress and a partnership between the HUD Chief Information Officer (CIO) and the Federal Housing Commissioner. FHA Catalyst is a secure, flexible, cloud-based platform that will provide a modern, automated system for lenders, servicers, and other FHA program participants. FHA Catalyst enables FHA to more efficiently and effectively manage its programs and processes, benefiting the those who do business with FHA.