Part of FHA's multi-year IT Modernization initiative, the case binder module is one component of FHA Catalyst, FHA's new, flexible cloud-based platform. This module enables lenders to electronically deliver case binders instead of mailing paper binders for single-family forward mortgages and Home Equity Conversion Mortgage insurance endorsements. This state-of-the-art automation eliminates manual, paper-based processes, provides error checks and enhances data integrity, leading to more accurate and efficient submissions. The platform also provides real-time access to case binder submission, status, and other information, which offers new tracking and analysis capabilities for lenders and FHA.
Module Technology Enhancements
FHA-approved mortgagees can submit single family forward and HECM loan origination case binder documents electronically for FHA endorsement and post-endorsement review in the Loan Review System (LRS).
Who Can Use the Case Binder Submission module:
- All FHA-approved lenders who were previously required to submit paper case binders to FHA's Homeownership Centers for multiple program participation requirements;
- Lenders seeking Unconditional Direct Endorsement authority who are required to submit Test Cases; and
- Lenders not approved for electronic Case Binder (eCB) submission through FHA Connection.
FHA will be adding additional modules to the FHA Catalyst platform in the coming months and years until a full suite of transactions is available.
FHA Catalyst Case Binder Module Onboarding
Mortgagees may request access to FHA Catalyst: Case Binder Module via the FHA Resource Center by emailing firstname.lastname@example.org or by calling 1-800-CALL FHA (1-800-225-5342). Persons with hearing or speech impairments may reach this number by calling the Federal Relay Service at 1-800-877-8339. Mortgagees with existing access to the FHA Catalyst: Case Binder module do not need to request access again, as their existing credentials will grant them access to this module.
About FHA Catalyst
FHA has embarked on a multi-year IT modernization initiative, FHA Catalyst, which is already improving how mortgagees and their authorized users do business with FHA. FHA Catalyst is supported by a $40 million appropriation from Congress and a partnership between the HUD Chief Information Officer (CIO) and the Federal Housing Commissioner. FHA Catalyst is a secure, flexible, cloud-based platform that will provide a modern, automated system for lenders, servicers, and other FHA program participants. FHA Catalyst enables FHA to more efficiently and effectively manage its programs and processes, benefiting the those who do business with FHA.