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Underwriting Guidance

Please Note: Handbook 4232.1 REV-1 Effective January 19, 2017

Under each loan/application type are documents and forms used by lenders to submit an application to HUD. There is also a section on each page that contains sample closing documents.


Documents by Loan Type
These are the documents to be used for closings on projects which receive Firm Commitments on or after July 12, 2013.


New Document Implementation Matrix

Old documents that were used for application submitted prior to July 12, 2013 are available in our Archives.

Questions and Additional Information
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Additional Resources