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Federal Housing Administration

At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. In fact, we're one of the largest mortgage insurers in the world. Since 1934, we've helped millions of families become homeowners. Today, we insure mortgages for single family, multifamily, and residential care facilities nationwide.

 

 

 

 


 

 

Latest News
 

 

New Payment Supplement Policy to Assist Struggling Borrowers

 

New Payment Supplement Policy to Assist Struggling Borrowers

With the final Payment Supplement policy, FHA now has a a new loss mitigation home retention option for borrowers with FHA-insured single family forward mortgages who are behind on their mortgage payments.


February 21, 2023

 

Full Suite of Loss Mitigation Options Extended Through April 2025

 

Full Suite of Loss Mitigation Options Extended Through April 2025

We’ve extended our full suite of temporary loss mitigation options through April 30, 2025, for all borrowers who are behind on their mortgage payments, regardless of the reason for their hardship.


February 21, 2023

 

 

 

 

Press Release

 

Newly Updated Home Equity Conversion Mortgage Servicing Policies

New Home Equity Conversion Mortgage updates streamline the program's servicing policy and reinforce FHA's commitment to serving seniors who choose to age in place in their own home.

 

 

November 30, 2023

 

 

 

Press Release

 

FHA Annual Management Report for FY 2023

Our FHA Annual Management Report highlights the accomplishments of the Offices of Single Family Housing, Multifamily Housing Programs, and Healthcare Programs in fiscal year 2023.

 

 


November 15, 2023

 

 

 

Press Release

 

FHA Mutual Mortgage Insurance Fund FY 2023 Annual Report

Our Mutual Mortgage Insurance Fund Annual Report describes the work of the FHA Single Family mortgage insurance programs in fiscal year 2023 and the performance of the Fund.

 

 

November 15, 2023

 

 

 

 

 


 

Business Resources

From housing to healthcare facilities, our business resources can help FHA insurance program participants stay informed. Review our guides, policy updates, and other tools to get the information you need and better serve your customers. Access special COVID-19 guidance for all FHA and Office of Housing Program Participants.
 

Stay up to date on the latest FHA and Office of Housing program information by subscribing to our email updates.

 

 

 

 

 

 

 

 


 

Consumer Resources

Our consumer resources support homeowners, homebuyers, and renters. Use these tools to get answers to your questions, understand your options, and make better housing decisions.

 

 

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Phone: (800) 225-5342

TTY: (800) 877-8339

 

 

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FHA Supports Fair Housing and Equal Opportunity

HUD is committed to enforcing the Fair Housing Act and to ensuring that people are not discriminated against when they seek housing or housing-related services. If you need assistance in determining your rights under the Fair Housing Act or applicable laws, or believe you have been a victim of housing discrimination and need assistance, we encourage you to review the information on HUD's Office of Fair Housing and Equal Opportunity webpage.