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Federal Housing Administration

At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. In fact, we're one of the largest mortgage insurers in the world. Since 1934, we've helped millions of families become homeowners. Today, we insure mortgages for single family, multifamily, and residential care facilities nationwide.







Latest News



2023 National Homeownership graphic


HUD and FHA Celebrate National Homeownership Month

We are commemorating National Homeownership Month by amplifying our efforts to enable access and remove barriers to homeownership, address the racial wealth gap, promote the benefits of housing counseling, and help struggling homeowners keep their homes.

June 2, 2023


Family looking at front of house


New Home Retention Proposal to Help Struggling Homeowners

The Payment Supplement Partial Claim is a proposal to help struggling homeowners meet their FHA mortgage obligations in consideration of steeply increased interest rates.

May 31, 2023





Press Release


Proposed Updates to Accessory Dwelling Unit Policies

Our proposed updates to requirements for insuring mortgages on properties with Accessory Dwelling Units (ADUs) would allow more borrowers to qualify for financing of properties with ADUs.


April 13, 2023






Extending COVID Forbearance / HECM Request Deadline

We have extended the deadline for borrowers to request a COVID-19 forbearance or Home Equity Conversion Mortgage Extension through May 31, 2023.



April 10, 2023




Final Rule


40-year Mortgage Modification Added to Home Retention Toolkit

Our final rule adds a stand-alone mortgage modification to our home retention toolkit to help more struggling borrowers keep their homes.

March 8, 2023







Business Resources

From housing to healthcare facilities, our business resources can help FHA insurance program participants stay informed. Review our guides, policy updates, and other tools to get the information you need and better serve your customers. Access special COVID-19 guidance for all FHA and Office of Housing Program Participants.

Stay up to date on the latest FHA and Office of Housing program information by subscribing to our email updates.










Consumer Resources

Our consumer resources support homeowners, homebuyers, and renters. Use these tools to get answers to your questions, understand your options, and make better housing decisions.



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Phone: (800) 225-5342

TTY: (800) 877-8339



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FHA Supports Fair Housing and Equal Opportunity

HUD is committed to enforcing the Fair Housing Act and to ensuring that people are not discriminated against when they seek housing or housing-related services. If you need assistance in determining your rights under the Fair Housing Act or applicable laws, or believe you have been a victim of housing discrimination and need assistance, we encourage you to review the information on HUD's Office of Fair Housing and Equal Opportunity webpage.