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Federal Housing Administration

At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. In fact, we're one of the largest mortgage insurers in the world. Since 1934, we've helped millions of families become homeowners. Today, we insure mortgages for single family, multifamily, and residential care facilities nationwide.

 

 

 

 


 

 

Latest News
 

 

New Multifamily Financing for Manufactured Home Communities

 

New Multifamily Financing for Manufactured Home Communities

Our Multifamily Manufactured Home Community loan product will provide an FHA-insured financing option for the purchase, refinance, and revitalization of manufactured home communities.





June 4, 2024

 

Latest Single Family Handbook Update Available Now

 

Latest Single Family Handbook Update Available Now

Our latest Single Family Handbook update includes changes that further FHA's work to address housing supply and affordability, remove barriers for borrowers, and enhance operational efficiencies for program participants.





May 20, 2024

 

 

 

 

Press Release

 

Foreclosure Moratorium Extended for Maui County, HI

We are extending our foreclosure moratorium for borrowers with FHA-insured single family mortgages in Maui County, HI, through August 4, 2024. 

 

 

 

 



May 6, 2024

 

 

 

Press Release

 

New Reconsideration of Value Policy Protects Borrowers from Appraisal Bias

Our new Single Family Reconsideration of Value policy for lenders will enable borrowers to request a reassessment of the appraised value of their property if they believe that the appraisal was inaccurate or biased.

 

 



May 1, 2024

 

 

 

Press Release

 

New Multifamily Wind and Named Storm Maximum Deductibles

Our updated Multifamily policies for wind and named storm insurance coverage are designed to provide lenders and property owners greater flexibility in obtaining and negotiating property insurance premiums from insurance carriers.

 

 




April 18, 2024

 

 

 

 

 


 

Business Resources

From housing to healthcare facilities, our business resources can help FHA insurance program participants stay informed. Review our guides, policy updates, and other tools to get the information you need and better serve your customers. Access special COVID-19 guidance for all FHA and Office of Housing Program Participants.
 

Stay up to date on the latest FHA and Office of Housing program information by subscribing to our email updates.

 

 

 

 

 

 

 

 


 

Consumer Resources

Our consumer resources support homeowners, homebuyers, and renters. Use these tools to get answers to your questions, understand your options, and make better housing decisions.

 

 

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Phone: (800) 225-5342

TTY: (800) 877-8339

 

 

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FHA Supports Fair Housing and Equal Opportunity

HUD is committed to enforcing the Fair Housing Act and to ensuring that people are not discriminated against when they seek housing or housing-related services. If you need assistance in determining your rights under the Fair Housing Act or applicable laws, or believe you have been a victim of housing discrimination and need assistance, we encourage you to review the information on HUD's Office of Fair Housing and Equal Opportunity webpage.