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Federal Housing Administration

At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. In fact, we're one of the largest mortgage insurers in the world. Since 1934, we've helped millions of families become homeowners. Today, we insure mortgages for single family, multifamily, and residential care facilities nationwide.

 

 

 

 


 

 

Latest News
 

 

 

Press Release

 

Mutual Mortgage Insurance Fund Annual Report for FY 2022

Our fiscal year 2022 Mutual Mortgage Insurance Fund annual report to Congress highlights FHA's leading role in supporting first-time homebuyers and borrowers of color.



November 15, 2022

 

Press Release

 

Proposing Annual Adjustments to Loan Limits for Personal Property Manufactured Homes

We are proposing a methodology for regularly adjusting the Title I Manufactured Home Loan Program loan limits to make the program a more useful source for affordable loan financing of manufactured homes titled as personal property.


October 18, 2022

 

 

 

 

Press Release

 

Addition of Positive Rental History in TOTAL Mortgage Scorecard

Our addition of a positive rental history indicator in the TOTAL Mortgage Scorecard supports greater opportunity for first-time homebuyers to qualify for affordable FHA-insured mortgage financing.

 





September 27, 2022

 

 

 

Press Release

 

Increased Frequency of Allowable Surplus Cash Distributions to Multifamily Borrowers

Our new requirements allow more frequent distributions of surplus cash to multifamily borrowers, freeing up more capital for future multifamily development.




 

September 7, 2022

 

 

 

Press Release

 

Updated Guidance for Servicers of Home Equity Conversion Mortgages

We have modified our requirements for servicers of Home Equity Conversion Mortgages related to providing notice to a borrower's estate and others following a HECM becoming due and payable due to the death of the last surviving borrower.

 




August 31, 2022

 

 

 

 

 


 

Business Resources

From housing to healthcare facilities, our business resources can help FHA insurance program participants stay informed. Review our guides, policy updates, and other tools to get the information you need and better serve your customers. Access special COVID-19 guidance for all FHA and Office of Housing Program Participants.
 

Stay up to date on the latest FHA and Office of Housing program information by subscribing to our email updates.

 

 

 

 

 

 

 

 


 

Consumer Resources

Our consumer resources support homeowners, homebuyers, and renters. Use these tools to get answers to your questions, understand your options, and make better housing decisions.

 

 

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Phone: (800) 225-5342

TTY: (800) 877-8339

 

 

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FHA Supports Fair Housing and Equal Opportunity

HUD is committed to enforcing the Fair Housing Act and to ensuring that people are not discriminated against when they seek housing or housing-related services. If you need assistance in determining your rights under the Fair Housing Act or applicable laws, or believe you have been a victim of housing discrimination and need assistance, we encourage you to review the information on HUD's Office of Fair Housing and Equal Opportunity webpage.