At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. In fact, we're one of the largest mortgage insurers in the world. Since 1934, we've helped millions of families become homeowners. Today, we insure mortgages for single family, multifamily, and residential care facilities nationwide.
Our upcoming "Green Mortgage Insurance Premium" reductions for Section 232 Residential Care Facility mortgages supports HUD's Climate Action Plan and will be available for Section 232 mortgages where the facilities meet industry-recognized green building certifications and acheive meaningful, measurable energy and water efficiency improvements.
May 18, 2022
FHA's newest step to expand affordable housing supply adds an initial 30-day exclusive sales period for owner occupants, HUD-approved non-profits, and governmental entities to bid on single properties coming through our Claims Without Conveyance of Title process.
May 5, 2022
FHA's Office of Hospital Facilities recently completed a $79.7 million refinance transaction under its 223(f) program for the Medical University of South Carolina Health, supporting continued access to quality healthcare for South Carolinians in Providence and Camden, SC.
April 28, 2022
The new 40-year mortgage modification with a partial claim is designed to help those borrowers who are struggling due to COVID-19 and who cannot achieve a minimum targeted 25 percent Principal and Interest mortgage payment reduction through other FHA loss mitigation home retention options.
April 18, 2022
Our next Single Family vacant property note sale (HVLS 2022-02) includes approximately 1,450 mortgage notes in a competitive bid sale exclusively for mission-driven non-profits and units of state and local government.
April 12, 2022
From housing to healthcare facilities, our business resources can help FHA insurance program participants stay informed. Review our guides, policy updates, and other tools to get the information you need and better serve your customers. Access special COVID-19 guidance for all FHA and Office of Housing Program Participants.
Stay up to date on the latest FHA and Office of Housing program information by subscribing to our email updates.
Our consumer resources support homeowners, homebuyers, and renters. Use these tools to get answers to your questions, understand your options, and make better housing decisions.
FHA Supports Fair Housing and Equal Opportunity
HUD is committed to enforcing the Fair Housing Act and to ensuring that people are not discriminated against when they seek housing or housing-related services. If you need assistance in determining your rights under the Fair Housing Act or applicable laws, or believe you have been a victim of housing discrimination and need assistance, we encourage you to review the information on HUD's Office of Fair Housing and Equal Opportunity webpage.