Local Homeownership Programs in Tennessee

Local Homeownership Programs

Chattanooga
Chattanooga Neighborhood Enterprise, Inc.	1301 Market Street Chattanooga, TN 37420 (423) 756-6201	Education and counseling, home financing and home improvement programs
Clarksville
Clarksville Housing and Community Development	City of Clarksville One Public Square Clarksville, TN 37040 (931) 648-6133	Down payment and closing cost assistance is available to qualified first time homebuyers
Dyersburg: Dyer County
West Tennessee Legal Services	208 S. Church Street Dyersburg, TN 38024 (731) 285-8181 Email	Housing Counseling, legal guidance

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Huntingdon: Carroll County

West Tennessee Legal Services

113 W. Paris Street
Huntingdon, TN 38344
(800) 372-8346
Email

Housing Counseling, legal guidance

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Jackson: Madison County

West Tennessee Legal Services 210 W. Main St Jackson, TN 38101 (731) 986-8975 Email	Housing Counseling, legal guidance
Affordable Housing CDC 206 East Main St. Jackson, TN 38301 (731) 422-1366 Email	Down Payment Assistance Program New Home Construction

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Johnson City: Washington

City of Johnson City Office of Community Development
Keystone Community Center
603 Bert Street
Johnson City, Tennessee 37601
Phone: (423) 434-6290
Email: Steve Baldwin, Director

Coordinates federal, state and local resources to implement housing rehabilitation, homeownership, homeless shelters and funds other housing development activities. In addition the department also funds fair housing activities, park expansion and development in low and moderate income neighborhoods, economic development activities and provides assistance with Community facility improvements for the handicapped as well as community support services for the at risk population.

Eastern Eight Community Development Corporation, Inc.
221 E. Unaka Avenue
Suite 500
Johnson City, TN 36701
(866) 750-5097 or (423) 232-5097
Fax: (423) 926-0034
Email

Homebuyer education and financial counseling services for low to moderate income residents of Upper East Tennessee

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Knoxville: Knox, Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Loudon, Monroe, Morgan, Roane, Scott, Sevier, Union

Disability Resource Center 9111 Cross Park Dr, Building E, Suite 135 Knoxville, Tennessee 37923 Phone: (865) 637-3666 Fax: (865) 637-5616 TTY: (865) 637-6796 Email	The DRC is a Center for Independent Living (CIL). We are a community-based non-residential program of services designed to assist people with disabilities to gain independence and to assist the community in eliminating barriers to independence.
Helen Ross McNabb Services 201 W. Springdale Avenue Knoxville, TN 37917 Phone: (865) 637-9711 or (800) 255-9711	Residential facilities. Provide safe, affordable housing that meets the needs of individuals with mental illness is in great demand. In response to this need, the Center has developed and maintains a variety of housing options.
Knox County Community Development 400 Main Street, Suite 339 Knoxville, TN 37902 Phone: (865) 215-3980 Fax: (865) 215-3997 Email	Knox County's Community Development Block Grant and Home Affordable Housing programs fund projects and conduct activities that improve the quality of life for lower income County residents. It is the County's intent to be the first stop for individuals and/or organizations in need of housing assistance.
Knoxville Area Urban League 1514 E. Fifth Avenue Knoxville, Tennessee 37917 Phone: (865) 524-5511 Fax: (865) 525-5154 Email	Presents free educational seminars to assist first-time homebuyers. This four-module seminar details selecting, purchasing, financing, and maintaining a home, especially for low to moderate income families. In addition, all participants receive a copy of their credit report card along with budget counseling.
Knoxville Leadership Foundation KLF Office Site 901 East Summit Hill Drive, Suite 300 Knoxville, Tennessee 37915 Phone (865) 524-2774 Fax (865) 525-4213 Email Executive Director Chris Martin	NHI provides the buyer high quality, affordable new homes; up to $23,000 subsidies (based on income); financial/home ownership training and counseling; assistance finding a mortgage; fairly priced homes, well below suburb price.
East Tennessee Human Resources Agency (ETHRA) 9111 Cross Park Drive, Suite D-100 Knoxville, TN 37923 Phone (865) 691-2551	HOUSE program funds in the form of a low interest loan of 3%. Contact: HOUSE Program or HOME Program
City of Knoxville Community Development Housing Programs Becky Wade, Deputy Director 400 Main Street, Suite 532 Knoxville, TN 37902 Phone: (865) 215-2865 Fax: (865) 215-2962 Email Fair Housing Program: (865) 215-2120 Housing Programs: (865) 215-2120 Fax: (865) 215-2962	Programs to improve housing opportunities for lower-income homeowners, tenants and first-time homebuyers as well as assistance to organizations serving Knoxville's homeless population. A Fair Housing Program to promote equal opportunity in housing and to investigate complaints of housing discrimination in Knoxville.

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Memphis: Shelby

City of Memphis	Div. of Housing & Community Development 701 N. Main Street Memphis, TN 38107 (901) 576-7300	Downpayment assistance and housing programs
Financial Counselors of America	3294 Poplar Ave., Suite 304 Memphis, TN 38111 (877) 450-4404	Individual & group financial counseling
Frayser Community Development Corporation	3684 North Watkins Memphis, TN 38127 (901) 354-9401	Homebuyer education, credit counseling, foreclosure prevention, money management
Shelby County Department of Housing	1075 Mullins Station Rd. Memphis, TN 38134 (901) 379-7100 Email	Housing rehab, Down Payment Assistance, Homestead Program, Lead Paint Testing and Hazard Reduction - See all of our services.
The Works	1471 Genesis Circle Memphis, TN 38106 (901) 946-9675	Homebuying education courses, credit counseling
United Housing, Inc.	51 North Cooper Street Memphis, TN 38104 (901) 272-1122 Email	Serving Memphis and West Tennessee - Affordable Housing, Housing Counseling, Credit Counseling, Build and rehab houses for low-moderate income buyers, homebuying education courses, credit counseling, loan products, available housing listings

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Murfreesboro: Rutherford County

City of Murfreesboro Community
Development Office

Community Development Department
211 Bridge Ave.
Murfreesboro, TN 37129
Phone: (615) 890-4660
Email

Affordable housing assistance program, housing rehab, fair housing contact, housing information

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Nashville - Davidson County

The Housing Fund	305 11th Avenue South Nashville, TN 37203 Phone: (615) 780-7000 Fax: (615) 780-7001 Email	Community Development Financial Institution and a FHA approved lender. We also provide homeownership counseling and down payment assistance loans and grants as well as financing for the development of affordable housing.
Woodbine Homebuyer's Clubs	222 Oriel St. Nashville, TN 37210 (615) 833-9580 Email	Low-to-moderate self-help classes on homebuying, including budgeting, credit, financing, foreclosure avoidance, available properties for sale.
Metro Development and Housing Agency - Community Development Office	701 South 6th St. Nashville, TN 252-8500 (615) 252-8500	CD Loan, Def. Payment Loan, CD Historical Loan, Emergency Repair Loan, Weatherization assistance, etc.
Tennessee Manufactured Housing Association	604 4th Avenue North Nashville, TN 37219 (615) 256-4733	Referral to companies which build, sell and finance manufactured housing.
Nashville Metro Action Commission	1624 5th Ave, North Nashville, TN 37208 (615) 862-8860	Home repairs, HVAC repair, porches, electrical, plumbing, etc; cooling/heating and emergency heating assistance; homeless services; education programs, food; based on income.