Avoid Foreclosure: Kentucky
Don't lose your home! Here is some guidance on default and foreclosure prevention.
Seek Help Early
- Kentucky Mortgage Assistance Guide - A guide to refinancing, avoiding foreclosure, and the mortgage servicing settlement
- Steps to take - act now if you think you will be unable to pay your mortgage
- FREE HUD-approved housing counseling - local agencies that provide FREE foreclosure avoidance counseling
- (888) 995-HOPE (4673) - FREE foreclosure prevention counseling on the phone or online
- KY Homeownership Protection Center (866) 830-7868 - mortgage assistance for unemployed or underemployed Kentucky homeowners
Seek Help Working with your Lender
- FHA National Servicing Center - (877) 622-8525 - for FHA-insured loans only
- VA Foreclosure Alternatives (Fact Sheet)
- USDA/RD Home Loan Servicing Center - (800) 414-1226 - for USDA-direct loans only; for USDA-guaranteed loans, contact your servicing lender
- Fannie Mae Know Your Options
- Kentucky Housing Corporation (800) 633-8896 - servicing company for Kentucky state housing finance agency homeownership loans