• Housing counseling agencies - Contact a HUD-approved housing counseling agency for free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages. A housing counselor can help connect you with home repair programs specific to your community. Search for a HUD-approved housing counseling agency here.
• Illinois Housing Development Authority - Through a network of participating agencies, IHDA provides assistance for you to repair your home.
• Illinois Affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
• U.S. Department of Veterans Affairs Regional Loan Centers - loans and grants to qualifying veterans to adapt existing dwelling to meet specific needs
• USDA Rural Development Office - home improvement loans and grants to low-income homeowners in rural areas

Programs by City/Town

• Some communities in Illinois use HUD funds to provide home improvement assistance to local homeowners.
• HUD provides money to the State of Illinois Housing Development Authority, which the State passes through to some smaller communities that use it for revitalization and repair programs. Check with the Illinois Housing Development Authority to find out if these resources are available in your community.

Other Local Resources

• Contact your local Better Business Bureau - To review Illinois contractors before starting home repairs
• Always be on the alert for home repair and remodeling scams. Be an informed consumer. If you have been a victim of a scam, you may file a complaint with the Illinois Attorney General.