Homeownership Assistance Foreclosure Utility Bills Predatory Lending Seniors Legal Assistance
If you have questions about:
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Contact the FHA Resource Center by calling (800) 225-5342 or emailing answers@hud.gov. |
| Payoff requests | Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources). |
| FHA Single Family Secretary-held Portfolio Subordinate Mortgages and Home Equity Conversion Mortgages | Contact a Secretary-Held Mortgage Servicing Contractor. |
- Contact a housing counseling agency
HUD sponsors housing counselors that can provide free or low-cost advice for wherever you are in the housing process. They can offer independent advice and A housing counselor can help connect you with home repair programs specific to your community. Search online for a HUD-approved housing counseling agency by zip code here.
- See the table below for information on homeownership programs and other resources
| Type of resource | Resources |
| Federal |
Learn more about HUD home repair resources and home improvements FHA Title I Property Improvement Loan Program - Banks and other qualified lenders make these loans for improvements that will make your home basically more livable and useful. Search for an FHA-approved lender in your area online or call HUD's Customer Service Center toll-free: (800) 767-7468 / TTY: (800) 877-8339. U.S. Department of Veterans Affairs Regional Loan Centers - Loans and grants to qualifying veterans to adapt existing dwelling to meet specific needs. USDA Rural Development Office - Home improvement loans and grants to low-income homeowners in rural areas. |
| State of Illinois |
Illinois Housing Development Authority - Through a network of participating agencies, IHDA provides assistance for you to repair your home. Illinois Department of Commerce & Economic Opportunity Illinois Affiliates of Habitat for Humanity - Through volunteer labor, builds and rehabilitates houses for families in need. |
| Local |
Some communities in Illinois use HUD funds to provide home improvement assistance to local homeowners. Chicago |
Be aware of best practices for home repairs
- Contact your local Better Business Bureau - To review Illinois contractors before starting home repairs
- Always be on the alert for home repair and remodeling scams. Be an informed consumer. If you have been a victim of a scam, you may file a complaint with the Illinois Attorney General.