Avoid Foreclosure: Illinois
Homeownership Assistance Home Repairs Utility Bills Predatory Lending Seniors Legal Assistance
Homeownership Assistance Home Repairs Utility Bills Predatory Lending Seniors Legal Assistance
If you have questions about:
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Contact the FHA Resource Center by calling (800) 225-5342 or emailing answers@hud.gov. |
Payoff requests | Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources). |
FHA Single Family Secretary-held Portfolio Subordinate Mortgages and Home Equity Conversion Mortgages | Contact a Secretary-Held Mortgage Servicing Contractor. |
Don't lose your home! Here is some guidance on default and foreclosure prevention.
- Homeowner Assistance Fund (HAF) - HAF is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. The Illinois Homeowner Assistance Fund (ILHAF) will accept applications from April 11 to May 31, 2022. Call 866-454-3571 to connect with an ILHAF program partner.
- Housing counseling agencies - Contact a HUD-approved housing counseling agency for free or low-cost counseling services for defaults, foreclosures, credit issues and reverse mortgages. Search for a HUD-approved housing counseling agency here. You can also search specifically for Foreclosure Avoidance Counselors.
- Consumer Financial Protection Bureau - Mortgages
- Illinois Attorney General's Office - The "Help for Homeowners" page has information on preventing foreclosure, avoid foreclosure rescue scams, and shopping of a home loan. You may also contact the Attorney General's Homeowner Helpline at (866) 544-7151 to learn more about your options or to report a predatory mortgage lender.
- Legal Resources
- Illinois Department of Human Services
More From HUD
- HUD National Servicing Center has more information on avoiding foreclosure
- Having trouble paying your mortgage?
- Read the PDF version of HUD's Guide to avoiding foreclosure brochure
Links