Foreclosure Homeownership Assistance Home Repairs Utility Bills Predatory Lending Seniors Legal Assistance
|If you have questions about:
||Contact the FHA Resource Center by calling (800) 225-5342 or emailing email@example.com.|
|Payoff requests||Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources).|
|FHA Single Family Secretary-held Portfolio Subordinate Mortgages and Home Equity Conversion Mortgages||Contact a Secretary-Held Mortgage Servicing Contractor.|
Need help or information on buying a home? You may qualify for one of these programs.
- Contact a housing counseling agency
HUD sponsors housing counselors that can provide free or low-cost advice for wherever you are in the housing process. They can offer independent advice on buying a home, help connect you with homeownership assistance programs specific to your community, and provide you other information. Search online for a HUD-approved housing counseling agency by zip code here.
- See the table below for information on homeownership programs and other resources
|Type of resource||Resources|
|State of Illinois||Illinois Housing Development Authority - IHDA helps people with homeownership through mortgage loans, repair grants, and foreclosure prevention assistance, as well as supporting multifamily rental housing and community building.
Illinois Department of Commerce and Economic Opportunity - Housing Assistance
Housing Action Illinois - Resources for Homeowners
Cook County Land Bank Authority Homebuyer Direct Program
Talk to an FHA Nonprofit Program Partner about down payment assistance:
Some communities use HUD's HOME Investment Partnership Program to assist first-time home buyers. Find your local HOME program contacts.
You can find more information on Homeownership: Getting Started, Buying a Home, Owning and Maintaining Your Home, and more.
If you believe your rights may have been violated or are a victim of housing discrimination, we encourage you to submit a complaint. Because there are time limits on when a complaint can be filed with HUD after an alleged violation, you should submit a complaint as soon as possible. You may file a complaint online, call us toll-free at (800) 669-9777 or (800) 877-8339, or email ComplaintsOffice05@hud.gov.