Homeownership Assistance: Illinois

Homeownership Assistance: Illinois
Foreclosure Homeownership Assistance Home Repairs Utility Bills Predatory Lending Seniors Legal Assistance

If you have questions about: Buying a home or qualifying for a loan Down payment assistance HUD Homes Refinancing Liens HUD-1 settlement statements Other issues with an FHA-insured mortgage	Contact the FHA Resource Center by calling (800) 225-5342 or emailing answers@hud.gov.
Payoff requests	Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources).
FHA Single Family Secretary-held Portfolio Subordinate Mortgages and Home Equity Conversion Mortgages	Contact a Secretary-Held Mortgage Servicing Contractor.

Need help or information on buying a home? You may qualify for one of these programs.

Contact a housing counseling agency
HUD sponsors housing counselors that can provide free or low-cost advice for wherever you are in the housing process. They can offer independent advice on buying a home, help connect you with homeownership assistance programs specific to your community, and provide you other information. Search online for a HUD-approved housing counseling agency by zip code here.
See the table below for information on homeownership programs and other resources

Type of resource	Resources
Federal	HUD's FAQs on Homebuying USDA Single Family Housing Programs and Services Federal Home Loan Bank down payment programs and participating lenders
State of Illinois	Illinois Housing Development Authority - IHDA helps people with homeownership through mortgage loans, repair grants, and foreclosure prevention assistance, as well as supporting multifamily rental housing and community building. Buying a Home IHDA Mortgage IL Housing Search Housing Resources Illinois Department of Commerce and Economic Opportunity - Housing Assistance Housing Action Illinois - Resources for Homeowners
Local	Local programs: Cook County Land Bank Authority Homebuyer Direct Program City of Chicago, Department of Housing - Programs and services to prospective home buyers and homeowners in the city of Chicago. Chicago Housing Trust – Homeownership opportunities. Community Housing Association of DuPage Community Partners for Affordable Housing (Lake County) Village of Oak Park Housing Programs Talk to an FHA Nonprofit Program Partner about down payment assistance: Chicago Neighborhood Lending Services of Chicago Northside Community Development Corporation Lake County Renew Community Partners Community Partners for Affordable Housing McHenry County Habitat for Humanity of McHenry County Some communities use HUD's HOME Investment Partnership Program to assist first-time home buyers. Find your local HOME program contacts.

You can find more information on Homeownership: Getting Started, Buying a Home, Owning and Maintaining Your Home, and more.

If you believe your rights may have been violated or are a victim of housing discrimination, we encourage you to submit a complaint. Because there are time limits on when a complaint can be filed with HUD after an alleged violation, you should submit a complaint as soon as possible. You may file a complaint online, call us toll-free at (800) 669-9777 or (800) 877-8339, or email ComplaintsOffice05@hud.gov.