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If you have questions about:
  • Buying a home or qualifying for a loan
  • Down payment assistance
  • HUD Homes
  • Refinancing
  • Liens
  • HUD-1 settlement statements
  • Other issues with an FHA-insured mortgage
Contact the FHA Resource Center by calling (800) 225-5342 or emailing answers@hud.gov.
Payoff requests Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources).
FHA Single Family Secretary-held Portfolio Subordinate Mortgages and Home Equity Conversion Mortgages Contact a Secretary-Held Mortgage Servicing Contractor.


Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started

Buying a Home

Owning and Maintaining Your Home

Other Illinois Resources