Foreclosure Homeownership Assistance Home Repairs Utility Bills Predatory Lending Seniors Legal Assistance
Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.
If you have questions about buying a home, qualifying for a loan, down payment assistance, HUD Homes, refinancing, liens, or other issues associated with an FHA-insured mortgage contact the FHA Resource Center by calling (800) 225-5342 or emailing answers@hud.gov.
Getting Started
- Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages. Search for a HUD-approved housing counseling agency here.
- Predatory lending - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices
Buying a Home
- Homeownership Assistance: Illinois - resources and programs to help you buy and maintain your home
- HUD Homes for Sale - Search for a HUD home to purchase at the HUD HomeStore
- Homes for Sale - Several federal agencies have properties to sell
- Homeownership vouchers - Some public housing agencies can help you become a homeowner through the Housing Choice Voucher Homeownership Program. Contact your local public housing agency to find out if they are participating in the homeownership program.
Owning and Maintaining Your Home
- Home repairs - money for home improvements and repairs
- Avoid foreclosure - don't lose your home
- Help with your utility bills
- Housing resources for seniors
- Legal assistance
- Illinois Emergency Management Agency (IEMA) - Disaster relief and emergency assistance
- Health and environmental information - safeguard your home and family
- USDA Rural Development Housing Programs
- Illinois Department of Financial and Professional Regulation
- IL Housing Search Housing Resources
- Skills Training and Job Counseling
If you believe your rights may have been violated or are a victim of housing discrimination, we encourage you to submit a complaint. Because there are time limits on when a complaint can be filed with HUD after an alleged violation, you should submit a complaint as soon as possible. You may file a complaint online, call us toll-free at (800) 669-9777 or (800) 877-8339, or email ComplaintsOffice05@hud.gov.