Avoid Foreclosure
Don't lose your home! Here is some guidance on default and foreclosure prevention.
Seek Help Early
- Steps to take - act now if you think you will be unable to pay your mortgage
- HUD-approved housing counseling agencies - local agencies that provide FREE foreclosure avoidance counseling
- (888) 995-HOPE (4673) - FREE foreclosure prevention counseling on the phone or online
- NeighborWorks
- Free foreclosure prevention workshops - check our calendar for events in your area
- Are You at Risk of Foreclosure?
- HomeSafe Georgia (877) 519-4443 - temporary mortgage assistance for Georgia homeowners
Seek Help Working With Your Lender
- FHA National Servicing Center - (877) 622-8525 - for FHA-insured loans only
- VA Foreclosure Alternatives - Atlanta Regional Loan Center (888) 768-2132
- USDA/RD Home Loan Servicing Center - (800) 414-1226 - for USDA-direct loans only; for USDA-guaranteed loans, contact your servicing lender.
- Fannie Mae Mortgage Help Center - Atlanta (866) 442-8573
- Chase Homeownership Centers - Atlanta (770) 690-2800, Stockbridge (770) 474-4186
- State Home Mortgage (800) 781-8346 or (404) 679-5294 - servicing company for Georgia Dream Homeownership Program loans
Avoid Scams
- Know It. Avoid It. Report It
- Beware and avoid scams
- Recognize predatory lending
- LoanScamAlert.org - report loan modification scams and find help in Georgia
- Report scams and mortgage fraud in Georgia - to the Governor's Office of Consumer Protection (404) 651-8600 or (800) 869-1123 toll-free in Georgia outside metro Atlanta
- Bankruptcy scams
Educate Yourself
- 04/25/11 foreclosure prevention workshop resources
- Piece By Piece - coordinated initiative to address foreclosure crisis in metro Atlanta area
- Important state loan modification scam rules and laws
- GA foreclosure law summary
- Self-help publications
- Legal assistance
- Georgia Governor's Office on Consumer Protection
- Federal Reserve Bank of Atlanta
- Homeowners in bankruptcy
More From HUD
Links
- Know Your Options
- Making Home Affordable Refinance and Modification Options
- Fannie Mae(800) 732-6643
- Freddie Mac (800) 373-3343
- VA Regional Loan Center (888) 768-2132
- USDA Rural Development Loan Servicing Center (800) 414-1226
- LoanScamAlert.org
- PreventLoanScam.org
- StopFraud.gov
- Federal Trade Commission (877) 382-4357
- Consumer resources from FDIC
- FBI--Mortgage Fraud