Need help buying a home? You may qualify for one of these programs.
Statewide and Regional Programs
- New Jersey Housing & Mortgage Finance Agency (NJHMFA)
- New Jersey State Division of Housing and Community Resources (DCHR) - affordable housing resources
- New Jersey Housing Resource Center
- New Jersey affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
- US Department of Agriculture Rural Housing - homebuyer programs in rural communities
- Homeowner education programs - learn how to purchase and maintain a home of your own
- Housing counseling
Programs by City/Town
(Programs organized by the County in which each City or Town is located)
Atlantic County
Office of Community Development
1301 Bacharach Boulevard, Room 505
Atlantic City, NJ 08401
(609) 347-5373
Bergen County
Community Development
Home Ownership Center
One Bergen County Plaza, 4th Floor
Hackensack, NJ 07601
(201) 336-7200 - Office
(201) 336-7248 - Fax
Burlington County
1st Time Homebuyer's Program
Human Services Facilities
795 Woodlane Road
West Hampton, NJ 08060
(609) 265-5072
Camden County
Bureau of Grants Management
City Hall - Room 213
Camden, NJ 08101
(856) 968-6423
Department of Community Development
520 Market Street
Camden, NJ 08102
(856) 757-6656
Housing & Economic Opportunities (HEO) of South Jersey
(856) 858-0303
Cumberland County
Gateway Community Action Partnership
110 Cohansey Street
Bridgeton, NJ 08302
(856) 451-6330
Essex County
East Orange Department of Neighborhood Housing & Revitalization
44 City Hall Plaza
East Orange, NJ 07019
(973) 266-5143
Community Urban Renewal Enterprises (CURE)
(201) 217-0855
Essex County Division of Housing and Community Development
120 Fairview Avenue
Cedar Grove, NJ 07009
(973) 655-0200
J.P. Affordable Housing
(201) 217-0855
Metropolitan Ecumenical Ministries/CDC
(973) 481-6650
Unified Vailsburg Services Organization (UVSO)
40 Richelieu Terrace
Newark, NJ 07106
(973) 374-2000, ext. 12
Gloucester
Department of Economic Development
Division of Housing & Community Development
Budd Boulevard Complex
Woodbury, NJ 08096
(856) 384-6970
Gateway Community Action Partnership
110 Cohansey Street
Bridgeton, NJ 08302
(856) 451-6330
Hudson County
Hudson County Division of Housing & Community Development
830 Bergen Avenue, 5B
Jersey City, NJ 07306
(201) 369-4520
Jersey City Division of Community Development
30 Montgomery Street
Jersey City, NJ 07302
(201) 547-6910
Mercer County
Housing & Community Development
McDade Administration Building
640 South Broad Street
Trenton, NJ 08650
(609) 989-6959
Trenton City Home Corporation, Inc.
319 East State Street
Trenton, NJ 08608
(609) 989-3504
Middlesex County
Housing Development Corporation
Homebuyer Soft Costs Assistance Loan Program
One Olive Street
Perth Amboy, NJ 08861
(732) 826-1519
New Brunswick Office of Planning and Community Development
PO Box 269
25 Kirkpatrick St.
New Brunswick, NJ 08903
(732) 745-5050
Monmouth County
Asbury Park Community Development Program
Homebuyers Assistance Program
One Municipal Complex
Asbury Park, NJ 07712
(732) 502-5730
Long Branch Community Assistance Program
Office of Community & Economic Development
344 Broadway
Long Branch, NJ 07740
(732) 923-2040
Monmouth County Community Development
First Time Homebuyers Program
Hall of Records Annex
One East Main Street
Freehold, NJ 07728
(732) 431-7490
Morris County
The Housing Partnership for Morris County
Two East Blackwell Street, Suite 29
Dover, NJ 07801
(973) 659-9222
Ocean County
Department of Planning
129 Hooper Avenue
Toms River, NJ 08754
(732) 244-5333
Ocean Community Economic Action Now, Inc. (O.C.E.A.N.)
22 Hyers Street
Toms River, NJ 08754-0129
(732) 244-2351
Passaic County
Passaic Affordable Housing Corporation
333 Passaic Street
Passaic, NJ 07055
Contact: Sonia Alcantara, Assistant Director
(973) 365-1873
Paterson Department of Community Development Housing Division
125 Ellison Street, 3rd Floor
Paterson, NJ 07505
(973) 321-1214
Salem County
Gateway Community Action Partnership
110 Cohansey Street
Bridgeton, NJ 08302
(856) 451-6330
Somerset County
Central Jersey Housing Resource Center, Inc.
600 First Avenue
Raritan, NJ 08869
(908) 704-8901
CDC Properties
630 Franklin Boulevard
Somerset, NJ 08876
(732) 247-0444
Union County
Department of Economic Development
Division of Community Development
Administration Building
Elizabeth, NJ 07207
(908) 527-4057
Elizabeth Home Improvement Program
50 Winfield Scott Plaza
Elizabeth, NJ 07201
(908) 352-8450