SEC-956 -- ELIGIBILITY UNDER FIRST-TIME HOMEBUYER PROGRAMS. 

 
 (a) Eligibility of Displaced Homemakers and Single Parents for Federal
Assistance for First-Time Homebuyers.-
 
 (1) Displaced homemakers.-No individual who is a displaced homemaker
may be denied eligibility under any Federal program to assist first-time
homebuyers on the basis that the individual, while a homemaker, owned
a home with his or her spouse or resided in a home owned by the spouse.
 
 (2) Single parents.-No individual who is a single parent may be denied
eligibility under any Federal program to assist first-time homebuyers
on the basis that the individual, while married, owned a home with his
or her spouse or resided in a home owned by the spouse.
 
 (b) Definitions.-For purposes of this section:
 
 (1) Displaced homemaker.-The term "displaced homemaker" means an
individual who-
 
 (A) is an adult;
 
 (B) has not worked full-time, full-year in the labor force for a number
of years but has, during such years, worked primarily without
remuneration to care for the home and family; and
 
 (C) is unemployed or underemployed and is experiencing difficulty in
obtaining or upgrading employment.
 
 (2) First-time homebuyer.-The term "first-time homebuyer" means an
individual who has never, or has not during a specified period of time,
had any present ownership interest in a principal residence.
 
 (3) Single parent.-The term "single parent" means an individual who-
 
 (A) is unmarried or legally separated from a spouse; and
 
 (B)(i) has 1 or more minor children for whom the individual has custody
or joint custody; or
 
 (ii) is pregnant.
 
 (c) Applicability.-This section shall apply to any Federal program to
assist first-time homebuyers, unless the program is exempted from this
section by a statute that amends this subsection or explicitly refers
to this subsection.