SEC-104 -- DEFINITIONS.


 As used in this title and in title II:

 (1) The term "unit of general local government" means a city, town,
township, county, parish, village, or other general purpose political
subdivision of a State; Guam, the Northern Mariana Islands, the Virgin
Islands, American Samoa, the Federated States of Micronesia and Palau,
the Marshall Islands, or a general purpose political subdivision
thereof; a consortium of such political subdivisions recognized by the
Secretary in accordance with section 216(2) of this Act; and any agency
or instrumentality thereof that is established pursuant to legislation
and designated by the chief executive to act on behalf of the
jurisdiction with regard to provisions of this Act.

 (2) The term "State" means any State of the United States, the
District of Columbia, and the Commonwealth of Puerto Rico.

 (3) The term "jurisdiction" means a State or unit of general local
government.

 (4) The term "participating jurisdiction" means any State or unit of
general local government that has been so designated in accordance with
section 216 of this Act.

 (5) The term "nonprofit organization" means any private, nonprofit
organization (including a State or locally chartered, nonprofit
organization) that-

 (A) is organized under State or local laws,

 (B) has no part of its net earnings inuring to the benefit of any
member, founder, contributor, or individual,

 (C) complies with standards of financial accountability acceptable to
the Secretary, and

 (D) has among its purposes significant activities related to the
provision of decent housing that is affordable to low-income and
moderate-income persons.

 (6) The term "community housing development organization" means a
nonprofit organization as defined in paragraph (5), that-

 (A) has among its purposes the provision of decent housing that is
affordable to low-income and moderate-income persons;

 (B) maintains, through significant representation on the organization's
governing board and otherwise, accountability to low-income community
residents and, to the extent practicable, low-income beneficiaries with
regard to decisions on the design, siting, development, and management
of affordable housing;

 (C) has a demonstrated capacity for carrying out activities assisted
under this Act; and

 (D) has a history of serving the local community or communities within
which housing to be assisted under this Act is to be located.

 (7) The term "government-sponsored mortgage finance corporations"
means the Federal National Mortgage Association, the Federal Home Loan
Mortgage Corporation, and the Federal Agricultural Mortgage Corporation.

 (8) The term "housing" includes manufactured housing and manufactured
housing lots.

 (9) The term "very low-income families" means low-income families
whose incomes do not exceed 50 percent of the median family income for
the area, as determined by the Secretary with adjustments for smaller
and larger families, except that the Secretary may establish income
ceilings higher or lower than 50 percent of the median for the area on
the basis of the Secretary's findings that such variations are necessary
because of prevailing levels of construction costs or fair market rents,
or unusually high or low family incomes.

 (10) The term "low-income families" means families whose incomes do
not exceed 80 percent of the median income for the area, as determined
by the Secretary with adjustments for smaller and larger families,
except that the Secretary may establish income ceilings higher or lower
than 80 percent of the median for the area on the basis of the
Secretary's findings that such variations are necessary because of
prevailing levels of construction costs or fair market rents, or
unusually high or low family incomes.

 (11) The term "families" has the same meaning given that term by
section 3 of the United States Housing Act of 1937.

 (12) The term "security" has the same meaning as in section 2 of the
Securities Act of 1933.

 (13) The term "displaced homemaker" means an individual who-

 (A) is an adult;

 (B) has not worked full-time full-year in the labor force for a number
of years but has, during such years, worked primarily without
remuneration to care for the home and family; and

 (C) is unemployed or underemployed and is experiencing difficulty in
obtaining or upgrading employment.

 (14) The term "first-time homebuyer" means an individual and his or
her spouse who have not owned a home during the 3-year period prior to
purchase of a home with assistance under title II, except that-

 (A) any individual who is a displaced homemaker may not be excluded
from consideration as a first-time homebuyer under this paragraph on the
basis that the individual, while a homemaker, owned a home with his or
her spouse or resided in a home owned by the spouse; and

 (B) any individual who is a single parent may not be excluded from
consideration as a first-time homebuyer under this paragraph on the
basis that the individual, while married, owned a home with his or her
spouse or resided in a home owned by the spouse.

 (15) The term "single parent" means an individual who-

 (A) is unmarried or legally separated from a spouse; and

 (B)(i) has 1 or more minor children for whom the individual has custody
or joint custody; or

 (ii) is pregnant.

 (16) The term "Secretary" means the Secretary of Housing and Urban
Development, unless otherwise specified in this Act.

 (17) The term "substantial rehabilitation" means the rehabilitation
of residential property at an average cost in excess of $25,000 per
dwelling unit.

 (18) The term "public housing agency" has the meaning given the term
in section 3(b) of the United States Housing Act of 1937 (42 U.S.C.
1437a(b)).

 (19) The term "metropolitan city" has the meaning given the term in
section 102(a)(4) of the Housing and Community Development Act of 1974
(42 U.S.C. 5302(a)(4)).

 (20) The term "urban county" has the meaning given the term in
section 102(a)(6) of the Housing and Community Development Act of 1974
(42 U.S.C. 5302(a)(6)).

 (21) The term "certification" means a written assertion, based on
supporting evidence, which shall be kept available for inspection by the
Secretary, the Inspector General and the public, which assertion shall
be deemed to be accurate for purposes of this Act, unless the Secretary
determines otherwise after inspecting the evidence and providing due
notice and opportunity for comment.

 (23) The term "to demonstrate to the Secretary" means to submit to
the Secretary a written assertion together with supporting evidence
that, in the determination of the Secretary, supports the accuracy of
the assertion.