Waivers of Mortgagee Letters PROVISION LETTER DATE1 FIELD DATE2 PROGRAM 12 94-11 3/11/94 00:00:00 S/F BIRMINGHAM 3/6/95 00:00:00 BORROWER BE PAID FOR LABOR FOR REPAIRS TO PROPERTY - 203(K) ATLANTA HOC 14 94-54 11/7/94 00:00:00 S/F INDIANAPOLIS 7/14/95 00:00:00 LENDER SELECT ROSTER PERFORM FIELD REVIEWS AS SUBCONTRACTORS ATLANTA HOC 17 95-40 9/13/95 00:00:00 S/F INDIANAPOLIS 2/15/96 00:00:00 APPROVAL/NONPROFITS TO PARITICIPATE IN HUD PROGRAMS (SFPD) ATLANTA HOC 32 6/23/98 00:00:00 94-17 3/21/94 00:00:00 M/F KNOXVILLE 6/11/98 00:00:00 NET INCOME BE REDUCED BY ANNUAL DEBT SERVICE REQMT. ATLANTA HUB 35 96-48 S/F DENVER 11/12/98 00:00:00 INCLUDE HOMEBUYER EDUCATION/COUNSELING AS REDUCTION FOR FIRST-TIME HOMEBUYERS UP-FRONT MORTGAGE INS. DENVER HOC 16 83-24 10/25/93 00:00:00 M/F DENVER 11/29/95 00:00:00 RESIDUAL RECEIPTS FUNDS/WALNUT PK APTS TO FUND CRYSTAL BROOK DENVER HOC 23 83-17 6/24/83 00:00:00 S/F HELENA 8/8/97 00:00:00 WAIVE 50 MILE REQUIREMENT DENVER HOC 28 4/16/98 00:00:00 83-17 6/24/83 00:00:00 S/F HELENA 8/8/97 00:00:00 WAIVE 50-MILE REQUIREMENT UNDER RURAL OUTREACH AREAS DENVER HOC 22 95-40 9/13/95 00:00:00 S/F MINN/ST. PAUL 3/17/97 00:00:00 IDENTIFY OF INTEREST LENDER AND BORROWER ON SEC. 203K DENVER HOC 11 94-11 3/17/94 00:00:00 S/F ST. LOUIS 3/6/95 00:00:00 BORROWER BE PAID FOR LABOR FOR REPAIRS TO PROPERTY - 203(K) DENVER HOC 1 94-36 7/21/94 00:00:00 S/F COLUMBUS 10/11/94 00:00:00 LEAD TESTING REQUIREMENTS UNTIL HUD REVISED REGULATIONS PHILADELPHIA HOC 8 94-36 7/21/94 00:00:00 S/F COLUMBUS 12/27/94 00:00:00 LEAD TESTING REQUIREMENTS UNTIL HUD REVISES REGULATIONS PHILADELPHIA HOC 4 94-36 7/21/94 00:00:00 S/F COLUMBUS 11/2/94 00:00:00 LEAD TESTING REQUIREMENTS UNTIL HUD REVISES REGULATIONS PHILADELPHIA HOC 6 94-36 7/21/94 00:00:00 S/F COLUMBUS 11/17/94 00:00:00 LEAD TESTING REQUIREMENTS UNTIL HUD REVISES REGULATIONS PHILADELPHIA HOC 7 94-36 7/21/94 00:00:00 S/F COLUMBUS 12/6/94 00:00:00 LEAD TESTING REQUIREMENTS UNTIL HUD REVISES REGULATIONS PHILADELPHIA HOC 30 4/21/98 00:00:00 94-36 7/21/94 00:00:00 S/F COLUMBUS 11/2/94 00:00:00 LEAD TESTING REQUIREMENTS UNTIL HUD REVISED REGULATIONS PHILADELPHIA HOC 2 94-36 7/21/94 00:00:00 S/F COLUMBUS 11/2/94 00:00:00 LEAD TESTING REQUIREMENTS UNTIL HUD REVISES REGULATIONS PHILADELPHIA HOC 5 94-36 7/21/94 00:00:00 S/F COLUMBUS 11/2/94 00:00:00 LEAD TESTING REQUIREMENTS UNTIL AND REVISES REGULATIONS PHILADELPHIA HOC 19 95-40 9/13/95 00:00:00 S/F MANCHESTER 11/1/96 00:00:00 203K MORTGAGE BE BASED ON LOWEST SALES PRICE IN LAST YEAR PHILADELPHIA HOC 29 4/17/98 00:00:00 97-22 5/20/97 00:00:00 S/F MANCHESTER 9/15/97 00:00:00 MAINTENANCE & REPAIR AGREEMENT WHEN PRIVATE ROAD EXISTS PHILADELPHIA HOC 25 11/1/97 00:00:00 97-22 5/20/97 00:00:00 S/F MANCHESTER 11/4/97 00:00:00 REQUIREMENT EVIDENCING AN ACCEPTABLE MAINTENANCE AGREEMENT PHILADELPHIA HOC 24 97-22 5/20/97 00:00:00 S/F MANCHESTER 9/15/97 00:00:00 WAIVE RQMT FOR MAINTENANCE AND REPAIR AGREEMENT/PRIVATE ROAD PHILADELPHIA HOC 15 94-11 4/25/95 00:00:00 S/F NEWARK 9/7/95 00:00:00 ALLOW INSURED MORT. PROCEEDS FOR REHAB OF COMMERCIAL SPACE PHILADELPHIA HOC 9 94-3 1/11/94 00:00:00 S/F PITTSBURGH 2/3/94 00:00:00 UNIFORM RESIDENTIAL APPRAISAL REPORT PHILADELPHIA HOC 10 94-11 3/17/94 00:00:00 S/F ST. LOUIS 6/3/94 00:00:00 ACCEPT AND TRAIN DE NOMINATED 203(k) CONSULTANTS PHILADELPHIA HOC 18 95-40 9/13/95 00:00:00 S/F FRESNO 2/13/96 00:00:00 ELIMINATE REQUIREMENT/CREDIT REPORT ON NON-PROFIT SANTA ANA HOC 21 96-6 2/2/96 00:00:00 S/F FRESNO 11/18/96 00:00:00 EXTEND IMPLEMENTATION DATE/NEW MODEL NOTE AND MORTGAGE FORMS SANTA ANA HOC 20 96-6 2/2/96 00:00:00 S/F FRESNO 9/16/96 00:00:00 EXTEND IMPLEMENTATION DATE/NEW MODEL NOTE AND MORTGAGE FORMS SANTA ANA HOC