Miscellaneous Waivers

PROVISION       MISCELL                                 FIELD                           DATE

5               NOFA, 8/28/93, PG 45388, PARA   S/F     KNOXVILLE       ATLANTA HOC     12/7/95 00:00:00        INITIAL CLOSING AND FIRST DRAW
4               I-UM-101 DATED JANUARY 3, 1995  S/F     NASHVILLE       ATLANTA HOC     8/21/95 00:00:00        WAIVE ENFORCEMENT
3               UM-101 DATED JULY 26, 1993      S/F     NASHVILLE       ATLANTA HOC     8/21/95 00:00:00        WAIVE ENFORCEMENT
2               MORTGAGE & REGULATORY AGREEMEN  M/F     BOSTON  BOSTON HUB      6/28/94 00:00:00        PROPERTY USED AS SECURITY FOR 2ND MORTGAGE - EMER. REPAIRS
6               STANDARD REGULATORY AGREEMENT   M/F     HARTFORD        BOSTON HUB      8/30/96 00:00:00        PERMIT MONTHLY SURPLUS CASH WITHDRAWALS
40      3/8/99 13:57:19:08      SMALL PROJECTS LENDER GUIDE     M/F     BUFFALO BUFFALO HUB     1/12/99 00:00:00        WAIVE "BORROWER MUST BE A SINGLE-ASSET MORTGAGOR FOR PROJECT BEING UNSURED UNDER SPP
1               FHA #085-SF010-NP-L8    M/F     ST. LOUIS       KANSAS CITY HUB 4/22/94 00:00:00        SUSTAINED VACANCIES WHERE 46% OR 15% DURING YEAR
10      6/23/98 00:00:00        SMALL PROJS. LENDER GUIDE       M/F     DETROIT MINN/ST. PAUL HUB       6/5/98 00:00:00 LATENT DEFECT ESCROW
11      10/6/98 00:00:00        FY 97 PORTFOLIO REENGINEERING   M/F     PITTSBURGH      MINN/ST. PAUL HUB       9/14/98 00:00:00        AFFORDABILITY REQUIREMENTS
8               NEW LAND SURVEY S/F     MANCHESTER      PHILADELPHIA HOC        4/4/97 00:00:00 UPDATE OF SURVEY FOR CURRENTLY INSURED SEC 221(D)4 PROPERTY