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SWONAP ensures that safe, decent and affordable housing is available to Native American families, creates economic opportunities for Tribes and Indian housing residents, assists Tribes in the formulation of plans and strategies for community development, and assures fiscal integrity in the operation of the programs. Join Our Mailing List.

Service Area: Arizona, California, Nevada, New Mexico & Ysleta del Sur (TX)

SWONAP Spotlight

Tohono O’odham Ki:Ki Association to build affordable housing in new subdivision

Tohono Housing graphic

The Tohono O’odham Ki:Ki Association (TOKA) partnered with equity investor Red Stone Equity Partners for construction on its $16.9 million affordable housing development, TOKA Homes #5. The development includes 30 new single-family homes within the Sells District of the Tohono O’odham Nation in Kawulk, Arizona.

“These are not just structures, through these 30 homes TOKA is helping O’odham families come together in a safe and healthy environment and improving the community with new infrastructure,” said Kimberly Mull, chairwoman for the board of directors of TOKA. “This is especially important given the devastating impact that COVID-19 has had on our Nation over the past two years.”

The TOKA Homes #5 project utilized more than $2 million in Indian Housing Block Grant funds awarded from the U.S. Department of Housing & Urban Development. Additionally, TOKA received a 2021 Low Income Housing Tax Credit (LIHTC) award and an award of Hardship Credits from the Arizona Department of Housing (ADOH) that generated over $11.8 million in investor equity from Red Stone Equity Partners for the development. Hardship Credits are awarded to projects that have faced unforeseeable hardship where the completion of the project is jeopardized. The award of Hardship Credits generated additional investor equity for TOKA Homes #5 to support the challenges of high construction costs. These credits were allocated through ADOH’s first round of requests for Hardship Credits.

TOKA Homes #5’s development incorporates 14 three-bedroom homes and 16 four-bedroom homes in a new subdivision — just south of Sells, Arizona — with newly developed infrastructure including a one-mile water line that will provide water to the subdivision. Travois Design provided architecture services for the development. The new home designs include Craftsman style influences and adobe brick veneer accents. The development is TOKA’s fifth LIHTC project.

TOKA Homes #5 also received an Affordable Housing Program (AHP) grant of $600,000 from the Federal Home Loan Bank of Des Moines. The extra subsidy will be used to lower the need for tribal funding in the development. TOKA partnered with Travois for consulting, architectural and asset management and compliance services. Travois is a Certified B Corporation focused exclusively on promoting affordable housing and economic development for American Indian, Alaska Native and Native Hawaiian communities.


Pueblo of Acoma Housing Authority to build new 30-unit multifamily development

Pueblo of Acoma Housing Graphic

The Pueblo of Acoma Housing Authority (PAHA) recently constructed a $7.5 million affordable housing development. The new development includes 30 housing units, a community building and an outdoor recreation area for its community members on the Acoma Indian Reservation in Pueblo of Acoma, New Mexico. Project financing incorporated $1.4 million in funding for Infrastructure development from HUD’s Indian Community Development Block Grant Program.

According to Floyd Tortalita, Executive Director of the Pueblo of Acoma Housing Authority, this Low-Income Housing Tax Credit allowed PAHA to create a development that will increase opportunity and strengthen the social and economic health of our community. The new development, PAHA Homes #2, is the housing authority’s second Low Income Housing Tax Credit (LIHTC) project and second partnership with project investor RJTCF and general contractor Pavilion Construction. With a 2020 LIHTC award from the New Mexico Mortgage Finance Authority, PAHA received over $5.7 million in investor equity from RJTCF for the development. Executive Director Tortalita assembled a great staff and project team for the community project. The 30 housing units will be divided between three multifamily buildings. Two of the buildings will house 12 units and the third will house six. The development design is a modern translation of the original multifamily community atop the mesa utilizing stucco color that replicates the color of the traditional mud used in past dwellings. Pueblo of Acoma’s original dwellings were built over 1,000 years ago. A walking path will connect the new development to PAHA’s first LIHTC development with matching architecture.

The new 1,786-square-foot community building includes a large meeting room and kitchen. The development includes picnic tables, a bike and walking path, playground and recreation space, and a full basketball court. Construction began in April 2021 and completed in August 2022.

2019 Navajo Housing Authority/Navajo Nation – Dilkon Master Plan – Winslow, AZ 

Housing and Economic Development Plan

“The community loved [the Dilkon Master Plan]! The vote was overwhelming. They had a lot of questions, and we all answered to their satisfaction. I think we got the community hyped up! …The Master Plan was completed during a crucial time. So awesome!” — Margie Barton, chapter manager of the Dilkon Chapter of the Navajo Nation

The Dilkon Chapter of the Navajo Nation is a small community north of Winslow, AZ, in Navajo County. They face many challenges as their housing stock ages, younger members leave as they reach employment age, and many basic services are located outside of the community. The chapter is in need of new and rehabbed housing as well as new economic opportunities.

Dilkon Chapter held public meetings to create a “Vision” as well as goals and objectives for the community. The community also worked together with partners to plan the layout of housing, retail, parks, clinic, air-strip, solar farm and cemetery.

A Phased Master Plan was completed in December 2019, which included all the community-approved housing, economic, and industrial improvements. The site was designed so that infrastructure can be run efficiently and provide for future phases as needed.

 Master planning: Dilkon Chapter of Navajo Nation takes critical step to creating new opportunities

Navajo Development Graphic

Tribal Leaders Handbook on Homeownership

Tribal Leaders Handbook on Homeownership CoverThe Center for Indian Country Development's Tribal Leaders Handbook on Homeownership provides detailed examples, case studies, checklists, and information on developing affordable homeownership in Indian Country. This essential guide provides information on new mortgage programs (government and private), the new kinds of lenders (loan funds, Native CDFIs), and the new energies that are transforming Indian housing. Download a copy HERE.

Updated Healthy Home Checklist from EPA/CDC/HUD/DHHS

Home assessments can help make homes healthier. Checklist covers the major contributors to asthma and allergies, with suggested action items that are generally simple and low cost. Download a copy HERE 


HUD’s Office of Native American Programs offers FREE Training and Technical Assistance (T/TA) for Tribes and Tribally Designated Housing Entities for a wide variety of tribal housing and related issues. To request specialized Technical Assistance and/or Training from SWONAP click here and complete the form and email to Debbie Broermann at Deborah.S.Broermann@hud.gov or Cheryl Dixon Zuni at CherylDixonZuni@hud.gov


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