FHA's Single Family mortgage programs help prospective homebuyers and current homeowners finance or refinance a home for purchase, renovations or repairs, energy-efficiency improvements, new construction, and more. Learn about the most used mortgage programs that meet the various housing needs of individuals and families across the nation.


A picture of a family of four buying a home

Homebuying or Refinancing
Basic Home Mortgage Loan 203(b)
Adjustable Rate Mortgages
Condominium Mortgages
Refinance Mortgages (Streamline Refinance, Cash-out Refinance, Limited, etc.)

Senior couple shaking hands closing on a loan

Providing Home Loan Options for Seniors Ages 62 Years or Older
Reverse Mortgage Program for Seniors – Home Equity Conversion Mortgage (HECM)


A picture of a manufactored home

Buying a Manufactured Home and/or Lot
Manufactured Housing (Title I)
Manufactured Home & Lot Combination


A picture of a home in hawaii

Purchasing on Hawaiian Home Lands, Indian Reservations, or Other Restricted Lands
Hawaiian Home Lands
Indian Reservations and Other Restricted Lands (248)
Visit the FHA Resource Center for more information.