We’re commemorating National Homeownership Month (NHM), which has been declared by Presidential Proclamation since 2002. NHM is a time for the Department of Housing and Urban Development (HUD) and the Federal Housing Administration (FHA) to demonstrate our ongoing commitment to our mission – to create strong, sustainable, inclusive communities and quality affordable homes for all.
Homeownership is the primary source of generational wealth for individuals and families in the nation. That’s why we are working to address the racial inequities and systematic issues that have made owning a home unattainable for first-time homebuyers, low- and moderate-income households, and communities of color. We are also working to ensure that homeownership is sustainable for homeowners that are facing hardships. Through our policies and programs, we are:
• Expanding homeownership opportunities to first-time homebuyers, particularly low- and moderate-income households and communities of color.
• Closing the racial homeownership gap by removing barriers and addressing systemic issues that have persisted for decades.
• Introducing and implementing policies to help expand the nation’s housing supply and address current market conditions.
• Helping homeowners who are struggling with their mortgage payments by providing tools to help them stay in their homes.
We are also focusing on the importance of housing counseling, an essential tool that can empower prospective homebuyers with the education and resources they need to become successful homeowners. On June 1, 2023, we’re launching “Let’s Make Home the Goal” – a multi-year outreach campaign to increase awareness about the benefits of seeking pre-purchase housing counseling services through HUD-approved housing counseling agencies. The campaign, which is primarily for minority communities, includes social media, ads and public service announcements. Learn more on the Let's Make Home the Goal web page. Watch HUD Secretary Fudge's video on the importance of housing counseling below.
For more information about National Homeownership Month, read the Presidential Proclamation. To learn about our events this month and all year long, follow us on LinkedIn and Twitter. You may also visit the sites below for details about our programs and policies, housing counseling information, trainings, and events.
Use these tools to get answers to your questions, understand your options, and make better housing decisions.
Consumer Information
Homeowners
203(k) Rehabilitation Mortgage Insurance Program Consumer Fact Sheet
Industry Partners
Housing Counseling Agencies
203(K) Rehabilitation Mortgage Insurance Program Web Page
How to Become an FHA-approved 203(k) Consultant Fact Sheet
Role of an FHA-approved 203(k) Consultant Fact Sheet
203(k) Program Comparison Fact Sheet
203(k) Program Lender Fact Sheet
Connect with FHA
Phone: (800) 225-5342
TTY: (800) 877-8339
FAQ | Reading Room | Careers | FHA.gov
FHA Supports Fair Housing and Equal Opportunity
HUD is committed to enforcing the Fair Housing Act and to ensuring that people are not discriminated against when they seek housing or housing-related services. If you need assistance in determining your rights under the Fair Housing Act or applicable laws, or believe you have been a victim of housing discrimination and need assistance, we encourage you to review the information on HUD's Office of Fair Housing and Equal Opportunity webpage.