Multifamily Delinquency and Default Reporting System (MDDR)
HUD implemented MDDR to provide lenders who service HUD-insured loans a mechanism to submit delinquency, default, election to assign, and other related loan information to HUD electronically in order to comply with HUD Regulation 24 CFR part 200, subpart B.
Currently, all MDDR lenders submit delinquencies, defaults, elections to assign and other related loan information to HUD electronically.
MDDR is a secure online web-enabled system that:
- Collects tracks and reports on lender/servicer submissions of mortgage delinquency, default, and election to assign notifications for FHA loans
- Provides a Servicer Watchlist whereby servicers can input their Watchlist loans and classifications for consistency and HUD review
- Allows for the management and oversight of FHA loans during the default status life cycle within MDDR
- Collects, tracks, and reports on Section 202 direct loans
MDDR users are classified as:
- Internal Users:
- HUD Headquarter users
- HUD Field Office Users
- External Users ā Title II Lenders/Service providers
To access MDDR, all HUD MDDR users must have their supervisor submit an access request through the Digital Identity and Access Management System (DIAMS). All DIAMS access requests are approved by Headquarters MDDR Secure System Administrator (SSA). Once a request has been approved, Headquarter users must sign Rules of Behavior, and provide copy to the SSA. HUD Field users must provide a signed copy of MDDR Rules of Behavior to their iREMS Administrator.
Note: Field Office users already using another Secure Systems application and needing access to MDDR can contact their local iREMS Administrator (with ADM rights) for access to MDDR.
External users are granted access to MDDR via the FHA Connection.
Contractors are not provided access to MDDR.
MDDR maintains an Mddr_Help mail box for its users to report any MDDR related issues/concerns. MDDR Support Team consistently monitors the Mddr_Help mail box and responds to any questions and issues reported.