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National Home Ownership Month

The Office of Housing and the Federal Housing Administration

Supporting sustainable and affordable homeownership. Ensuring a safe supply of affordable manufactured housing stock. Providing resources to make responsible choices. This is what HUD’s Office of Housing and the Federal Housing Administration (FHA) are all about. Since its inception 85 years ago, the FHA has helped over 46 million Americans to become homeowners.

Throughout June, we recognize and celebrate 2019 National Homeownership Month.

Through its Single Family mortgage insurance programs, the Federal Housing Administration:Fact Sheet

  • Is helping over 8.1 million1 homebuyers obtain and maintain homeownership. 
  • Facilitates over 700,000 home purchases through lenders on average each fiscal year.
  • Supports mortgage financing for more than 600,000 first-time homebuyers on average each year. Over 82 percent of FHA-insured mortgages in fiscal year 2018 were for first-time homebuyers, and over 33 percent were for minority borrowers.
  • Helps more than 510,0002 seniors age in place through active insurance on Home Equity Conversion Mortgages.

Ensuring a Safe and Affordable Supply of Manufactured Homes

In order to ensure consumer safety, HUD requires that each manufactured home be self-inspected and self-certified by the manufacturer under the surveillance of a state or third-party agency to ensure compliance with the federal construction and safety standards. HUD’s Office of Manufactured Housing Programs:

  • Executes responsible regulation and solutions-oriented oversight and monitoring to protect consumers and preserve and promote the affordability, quality, durability, and safety of manufactured homes. 
  • Provides technical assistance to Federal Housing Administration programs, including the Office of Single Family Housing, which insured mortgages for over 30,000 manufactured homes titled as real estate in fiscal year 2018 alone.


First Time Home Buyers Credit 101 BrochureProviding the Resources to Make Responsible Choices

The Office of Housing Counseling supports a network of over 1,800 HUD-approved Housing Counseling agencies. These agencies, in turn, provide tools to current and prospective FHA borrowers and renters so they can make responsible choices to address their housing needs. HUD-approved housing counseling agencies:

  • Served over 1 million clients in fiscal year 2018, helping these individuals and families to develop a sustainable household budget; receive Fair Housing information; improve their financial capacity; and/or, gain access to resources to help improve their housing situation.


  1. As of April 30, 2019, FHA had active insurance on 8,117,498 single family forward mortgages with a combined unpaid principal balance of $1.22 trillion

  2. As of April 30, 2019, FHA had active insurance on 510,266 Home Equity Conversion (reverse) mortgages with a combined maximum claim amount of $136.4 billion.