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Updated as of March 14, 2016

Sales Background

The FHA Office of Housing is conducting a series of mortgage loan sales under the Single Family Loan Sale (SFLS) Initiative. The current sales structure consists of whole loan, competitive auctions, offering for purchase defaulted single family mortgages provided by FHA-approved loan servicers. The loans sold contain specified representations and warranties and may be sold with post-sale restrictions and/or reporting requirements. Currently, the FHA is selling loans in large national pools, as well as loan pools in designated geographical areas that are aimed at a neighborhood stabilization outcome ("NSO pools").

Participating Servicers

The Office of Housing is actively looking for interested Servicers to participate in the SFLS Initiative.

Please see these slides from our recent training session for an overview of the Program. "Participating Servicing Training"

If you would like to learn more about participating, please contact the Asset Sales Office via email.

Homeowner Questions

If your loan was included in one of our SFLS Initiatives and you have questions, please email the Asset Sales Office.

Previous Sales

The links below provide Post Sale Summary Reports for previous Single Family mortgage sales.

SFLS 2012-2 Sale Results Summary
SFLS 2012-2 Advertisement

SFLS 2012-1 Sales Results Summary
SFLS 2012-1 Advertisement

SFLS 2011-3 Advertisement
SFLS 2011-3 Sale Results Summary

SFLS 2011-2 Sale Results Summary
SFLS 2011-2 Advertisement
SFLS 2011-1 Sale Results Summary
SFLS 2011-1 Advertisement

SFLS 2010 Sale Results Summary
SFLS 2010 Advertisement

Sales Under the ACD Demonstration

SFJV 2005 Advertisement
SFJV 2005 Brochure

SFJV 2004-1 Advertisement
SFJV 2004-1 Brochure

SFJV 2003-1 Advertisement
SFJV 2003-1 Brochure

SFJV-2002 Advertisement
SFJV-2002 Brochure

Neither HUD, nor the United States Government, nor any of their employees, contractors, agents or attorneys, makes any representation or warranty, whether express, implied or by operation of law, or assumes any legal liability for the accuracy or completeness of any information obtained from, referred to in or which may be accessed by links contained in this website. No person has been authorized to make any representation or warranty as to the accuracy or completeness of the information contained in or that may be accessed by links contained in this website and, if given or made, must not be relied upon. Nothing contained in or which may be accessed by links contained in this website shall constitute an offer to sell or a solicitation of an offer to buy any mortgage loans. Information concerning particular mortgage loans to be offered for sale by HUD will be furnished only to, and bids will be accepted only from, bidders who certify that they have such knowledge and experience in financial and business matters so as to be capable of evaluating the merits and risks and who certify that they have the resources to bear the risks of a purchase of mortgage loans and meet certain additional eligibility criteria. Access to such information is subject to and governed by the terms of a confidentiality agreement. Any other use of such information is strictly prohibited and may result in the imposition of criminal penalties. The inclusion in this website of any reference to any person or entity or the services such person or entity may provide does not constitute or imply an endorsement by HUD or the United States Government of such person or entity or such services.

For teams interested in qualifying for the Neighborhood Stabilization pools in the December 17^th sale, the Qualification Statement and the Confidentiality Agreement can be accessed at the links below. The Recertification documents are also available below.