"The FSS program provided me with the tools to maintain financial responsibility by eliminating debt, improve credit score, and enroll in the RISE Foundation Save Up program. I was able to put in hard work by going to financial classes, maintaining employment, and save to purchase my dream home."
Born and raised in Memphis, Tennessee, Johnny moved into the Jefferson Square Apartments in 2013. Her goals were to obtain a certification at Concrete Career Institution for Business Empowerment and pursue homeownership. After completing school, she continued to work as a caregiver, but she needed assistance to start working on her dream of becoming a homeowner. The Service Coordinator at Jefferson Square referred her to the Family Self-Sufficiency (FSS) Program. In 2018, Johnny enrolled into the FSS program to pursue homeownership. In the program, she was determined to set a target year to achieve the American dream of homeownership by improving her credit score, paying off debt, and earning more income from working a full-time job. With this job, she was able to budget, manage expenses, and save towards a down payment. In 2019, Johnny closed on her first home, achieving her goal of homeownership.