HUD Programs That Support Energy Efficiency

Public and Indian Housing - Programs for Public Housing Authorities and Tribes

Energy Performance Contracting
EPCs provide financing for Public Housing Authorities to implement energy conservation measures through the operating subsidy and energy cost savings.

HOPE VI/Choice Neighborhoods
Choice Neighborhoods, the successor to HOPE VI, provides grants to transform distressed neighborhoods and federally-assisted public housing projects into viable and sustainable mixed-income communities.

Public Housing Capital Fund
Provides funds annually for the development, financing, and modernization of public housing developments.

Public Housing Environmental and Conservation Clearinghouse
Provides a one-stop-shop for public housing authorities to find resources related to energy and water conservation, hazardous materials, and operations and management best practices.

Physical Needs Assessment and Energy Audits
The Office of Public and Indian Housing is developing a physical needs assessment system, incorporating an energy audit, to achieve a number of building improvement and utility use goals for public housing developments.

Office of Native American Programs
The Office of Native American Programs provides decent, safe, affordable housing for lower-income Native American, Alaskan Native, and Native Hawaiian families including through energy efficiency and green improvements to Native American affordable housing.

Office of Community Planning and Development

Provides information on HUD energy initiatives and how government-wide energy policies affect HUD programs.

HUD-DOE Weatherization Partnership

Office of Economic Development High Performance Building and Energy Efficiency Programs

Office of Housing - Programs for Multifamily Property Owners

Capital Needs Assessment (CNA e-Tool)
The Capital Needs Assessment (CNA) e-Tool automates and standardizes the preparation, submission and review of a capital needs assessment. Its use is now available on a voluntary basis and will become mandatory starting October 1, 2017. The CNA e-Tool must be used for capital needs assessments prepared for all applications for FHA mortgage insurance; Rental Assistance Demonstration and Mark to Market transactions; 10-year update capital needs assessments for FHA insured multifamily properties; and other asset management milestones, such as transfers of physical assets and partial payment of claims.

Energy Innovation Fund
Provided a total of $25 million in grants to be used for energy efficiency upgrades of multifamily properties.

Fannie Mae-FHA Green Refinance Plus
Allows for refinancing of existing affordable multifamily rental properties into new mortgages that include funds for energy- and water-saving improvements.

Allows for the restructuring of FHA-insured or HUD-held mortgages to enable improvements and preservation of low-income multifamily assisted housing projects.

Office of Affordable Housing Preservation
Oversees the Mark-to-Market and Energy Innovation Fund as well as other multifamily property programs.

Green Retrofit Program
While the Recovery Act funding for the Green Retrofit Program runs out in Fiscal Year 2012, the Department will have financed nearly 20,000 energy and green retrofits under the program.

Office of Housing - Programs for Single-Family Property Owners

203(k) Rehabilitation Program
This purchase-rehab mortgage product provides a single loan to finance the acquisition and rehabilitation, including energy efficiency improvements, of a one- to four-family home.

Energy Efficient Mortgages
Enables single-family homebuyers and homeowners to finance the cost of adding energy efficient features as part of their FHA-insured mortgage.

Single Family PACE

FHA is in the process of drafting guidance for PACE and FHA-insured mortgages

DOE's Home Energy Score
In September 2015, FHA published a Mortgagee Letter that recognizes the savings from energy efficiency in existing homes that achieve an above-average score using DOE's Home Energy Score.