FY 23 Housing Counseling Training Grant Program

The purpose of this NOFO assistance is to continue investing in the creation and maintenance of a professional and effective housing counseling industry that is able to meaningfully assist consumers by providing them with the information they need to make informed housing choices and maximize the impact of Federal funding appropriated for HUD’s Housing Counseling Program.

Statutory requirements enacted as part of the Dodd–Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) require that individual housing counselors participating in HUD’s Housing Counseling Program shall demonstrate, by written examination, that they are competent in providing counseling in each of the core topics provided at section 106(e)(2) of the Housing and Urban Development Act of 1968 (Section 106) (12 U.S.C. 1701x(e)(2)). HUD published the Final Rule implementing Housing Counseling Certification requirements on December 14, 2016, at 81 FR 90632. A revision of the certification timeline was later published in a Final Rule on December 4, 2020, at 85 FR 78230. The 2016 rule implements the statutory requirement that housing counseling required under or provided in connection with all HUD programs must be provided by a HUD-certified counselor employed by a Participating Agency. HUD requires six (6) Core Topics in which housing counselors need to be trained and competent. These are: Financial Management; Property Maintenance; Home ownership and Tenancy; Fair Housing and other Civil Rights Laws and Requirements; Housing Affordability; Avoidance of, and responses to, rental and mortgage delinquency and avoidance of eviction and mortgage default.

Funding Opportunity Goal:  The goals of this funding opportunity include, but are not limited to:

  1. Providing financial support to increase HCAs use of partnerships with local and state-wide organizations to provide additional place-based training on state and local issues, in order to create an increased number of counselor training scholarships.
  2.  Supporting the provision of both basic and specialized topics of housing counseling training including the core topics for housing counselor certification, rental housing counseling, mortgage delinquency and default counseling, housing counselor workforce development, and disaster preparation and recovery to help meet these perceived needs.
  3. Supporting Housing Counseling agencies (HCAs) that are in a unique position to help their communities prepare for and recover from a disaster. This can be done by integrating preparedness into their counseling and education activities. Post-disaster, they can use their knowledge of local resources and programs to help clients navigate the complexities of disaster recovery resources and programs.
  4. Encouraging housing counselor workforce development through programs designed to prepare students for future careers in housing counseling. These programs can be administered directly by Training NOFO (TNOFO) grantees, or by partnering with institutions of higher education, including but not limited to, Historically Black Colleges or Universities (HBCUs), Tribal Colleges and Universities (TCUs), or other Minority Serving Institutions (MSIs).


Program Office:  Office of Housing

Funding Opportunity Title: Housing Counseling Grant Program

Funding Opportunity Number: FR-6700-N-30

Assistance Listing Number:14.316

Due Date for Applications: 11.30.2023

Program NOFO (attached)