The Single Family Housing Mortgagee Letters, below are superseded in full by other means and are no longer active.

2013 2011 2010 2009 2008 2005 2004 2003 2001 2000

1999 1998 1997 1995 1994 1993 1992 1991 1990 1988

2013 Mortgagee Letters

Document Number

Title

 

2011 Mortgagee Letters

Document Number	Title
11-39	Federal Housing Administration Maximum Loan Limits Effective October 1, 2011 through December 31, 2012 -- Attachment 1 - Areas at Ceiling and Above -- Attachment 2 - Areas Between Floor and Ceiling
11-35	Annual Mortgage Insurance Premium for Loans With Terms of 15 Years or Less and a Loan to Value (LTV) ratio of 78 Percent or Less at Origination
11-20	Termination of the HOPE for Homeowners (H4H) Program

 

2010 Mortgagee Letters

Document Number	Title
10-24	Combined Loan-to-Value Requirements for Refinance Transactions (Superseded by 10-36)

 

2009 Mortgagee Letters

Document Number	Title
09-43	HOPE for Homeowners Program - Comprehensive Guidance Exhibit A     Exhibit B     Exhibit C     Exhibit D
09-38	Update on Eligibility Requirements for Nonprofit Instrumentalities (115 Waiver)

 

2008 Mortgagee Letters

Document Number	Title
08-30	HOPE for Homeowners Servicing Guidance (superseded by 09-43)
08-29	HOPE for Homeowners Origination Guidance (superseded by 09-43) -- Attachments .zip
08-26	New York State Consolidation, Extension, and Modification Agreement (CEMA)
08-25	Converting Existing Homes to Rentals-Underwriting Instructions
08-22	Moratorium on Risk-Based Premiums for FHA Mortgage Insurance
08-18	Termination of Telephone Access to Credit Alert Interactive Voice Response System (CAIVRS)
08-16	Risk-Based Premiums for FHA Mortgage Insurance
08-13	Expansion of FHASecure -- Attachment - FHA Refinance Programs Comparison Matrix
08-09	Second Appraisal Requirements/Limits on Cash-Out Refinances - Superseded by 09-48

 

2005 Mortgagee Letters

Document Number	Title
05-28	Change in Remittance Period for Up-Front Mortgage Insurance Premiums (MIP)
05-27	Social Security Number Validation
05-05	Property Flipping Prohibition Technical Amendments
05-01	Revised Procedures for Form HUD-92564-CN, "For Your Protection: Get a Home Inspection"

 

2004 Mortgagee Letters

Document Number	Title
04-37	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
04-36	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
04-32	Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas
04-24	Federal Housing Administration (FHA) Mortgages to United States Veterans
04-14	Late Request for Endorsement Procedures
04-13	Credit Bureau Score Requirements for FHA-Insured Mortgages
04-04	Revised Form HUD-92564-CN, "For Your Protection: Get a Home Inspection"
04-03	Temporary Suspension of General Insurance and Special Risk Insurance Commitment Authority
04-02	Temporary Suspension of General Insurance and Special Risk Insurance Endorsement Authority
04-01	FHA's Total Mortgage Scorecard Deployment

 

2003 Mortgagee Letters

Document Number	Title
03-01	Downpayment Simplification Update

 

2001 Mortgagee Letters

Document Number	Title
01-12	Streamline Refinances-Revised Mortgage Amount Calculations

 

2000 Mortgagee Letters

Document Number	Title
00-30	Appraiser Performance and Sanctions Matrix -- Attachment

 

1999 Mortgagee Letters

Document Number	Title
99-11	Single Family Loan Production and Servicing - Special Program, Underwriting, and Servicing Policies to Assist Victims of Presidentially -Declared Major Disaster Areas -- Attachments

 

1998 Mortgagee Letters

Document Number	Title
98-32	Single Family Loan Production - Increase in FHA Maximum Mortgage Limits -- Download Entire Document

 

1997 Mortgagee Letters

Document Number	Title
97-46	Single Family Loan Production: Appraisal Management Firms
97-40	Single Family Loan Production - Implementation of Form NPCA-99a, Subterranean Termite Soil Treatment Builder's Guarantee and Form NPCA-99b, New Construction Subterranean Termite Soil Treatment Record
97-22	Single Family Production - Homeownership Bridal Registry Accounts

 

1995 Mortgagee Letters

Document Number	Title
95-18	Single Family Loan Production-Requirements for Affirmative Fair Housing Marketing Plan and Revised Builder Certification Form

 

1994 Mortgagee Letters

Document Number	Title
94-57	Single Family Loan Production - HOW Insurance Company 10-Year Warranty Plan
94-27	Single Family Loan Production-Requirements for Affirmative Fair Housing Marketing Plan and Revised Builder Certification Form

 

1993 Mortgagee Letters

Document Number	Title
93-35	Single Family Loan Production - Compliance with the 1992 Model Energy Code - Additional Instructions and Follow-Up to Mortgagee Letter 93-26

 

1992 Mortgagee Letters

Document Number	Title
92-18	Single Family Loan Production - Acceptance of Individual Residential Water Purification Equipment
92-14	Single Family Loan Production - Exemption from Annual MIP for Streamline Refinance Mortgages

 

1991 Mortgagee Letters

Document Number	Title
91-43	Single Family Loan Production - State Licensing Requirements for Appraisers and its Impact on the Direct Endorsement Program

 

1990 Mortgagee Letters

Document Number	Title
90-26	Single Family Production - Providing Property Condition Disclosure Statements to Appraisers

 

1988 Mortgagee Letters

Document Number	Title
88-30	Single Family Production - Clarifications and Changes to Processing Procedures