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2011 Mortgagee Letters
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Document Number Title
11-40 Large Loan Risk Mitigation Policies
11-36 Elimination of HUD Headquarters concurrence of affordable housing programs with borrowers whose household income exceeds 115 percent of the area median income (AMI)
11-32 Underwriting Policies and Procedures for Commercial Space and Income in HUD-Insured Multifamily Projects
11-31 Home Equity Conversion Mortgage (HECM): Revised Form HUD 92902, Certificate of HECM Counseling and Clarification of Counseling Guidance
11-27 HUD Amendment to the American Institute of Architects (AIA) Document B108 (formerly B181-1994), Standard Form Agreement Between Owner and Architect for a Federally Funded or Federally Insured Project (Amendment)

-- Attachment
11-26 Home Equity Conversion Mortgage (HECM) Counseling: Intermediaries Included on the HECM Counselor List
11-22 Condominium Approval Process for Single Family Housing – Consolidation and Update of Approval Requirements (Superseded in part by HUD Handbook 4000.1)

-- Attachment
-- Guide
11-21 Revised Instructions for Preparing American Land Title Association (ALTA)/American Congress on Surveying and Mapping (ACSM) Land Title Survey for HUD Multifamily Housing Programs

-- Attachment 1 - HUD Survey Instructions and Report (HUD-92457A-M)
-- Attachment 2 - Surveyor's Report (HUD-92457M)
11-16 Home Equity Conversion Mortgage —Rescission of Mortgagee Letter 2008-38— Borrower’s recourse for repayment of HECM debt
11-14 Subordination, Non-Disturbance and Attornment Agreements
11-13 Revision of Mortgagee Letter ML 10-30, Extension of Temporary Authority for Multifamily Hubs to Process Waiver Requests Pertaining to the Three-Year Rule for Section 223(f)1
11-10 Annual Mortgage Insurance Premium Changes and Guidance on Case Numbers
11-09 Home Equity Conversion Mortgage (HECM) Counseling: Waiver of HECM Counseling Fees and Activities Included in the Time Recorded Portion of the HECM Counseling Certificate
11-05 Revised Audited Financial Statement Reporting Requirements for Supervised Lenders in Parent-Subsidiary Structures and New Financial Reporting Requirements for Multifamily Mortgagees
11-03 Extension of Temporary Guidance for Condominium Policy
11-01 Home Equity Conversion Mortgage Property Charge Loss Mitigation

Attachments:
-- Model Letter
-- Corporate Advance Procedures