Administration of Insured Home Mortgages Handbook (4330.1)
| Handbook | WORD |
| Transmittal | |
| Table of Contents | |
| CHAPTER 1: GENERAL | |
| CHAPTER 2: HUD ESCROW AND MORTGAGE INSURANCE PREMIUM (MIP) | |
| CHAPTER 3: AMENDMENTS AFTER THE MORTGAGE HAS BEEN INSURED | |
| CHAPTER 4: FEES AND CHARGES AFTER ENDORSEMENT | |
| CHAPTER 5: PREPAYMENTS - TERMINATIONS - MIP REFUNDS | |
| CHAPTER 6: CHANGE OF MORTGAGORS (ASSUMPTIONS) OR SERVICERS | |
| CHAPTER 7: DELINQUENCIES/DEFAULTS | |
| CHAPTER 8: HUD-APPROVED RELIEF PROVISIONS | |
| CHAPTER 9: FORECLOSURE AND ACQUISITION OF THE PROPERTY | |
| CHAPTER 10: SECTION 235 MORTGAGES | |
| CHAPTER 11: RECAPTURE OF SECTION 235 ASSISTANCE PAYMENTS | |
| CHAPTER 12: ADJUSTABLE RATE MORTGAGES - ANNUAL ADJUSTMENTS | |
| CHAPTER 13: HOME EQUITY CONVERSION MORTGAGES - (HECMS) | |
| CHAPTER 14: FEDERAL NATIONAL DISASTERS | |
| CHAPTER 15: SECTION 222 MORTGAGES | |
| APPENDIX 1: Mortgage Record Change | |
| APPENDIX 2: Premium Remittance Summary | |
| APPENDIX 3: SAMPLE RECASTING AGREEMENT | |
| APPENDIX 4: CALCULATION OF RECAST PRINCIPAL AMOUNT AND NEW MONTHLY | |
| APPENDIX 5: SAMPLE REQUEST FOR HUD APPROVAL | |
| APPENDIX 6: Single Family Application for Insurance Benefits | |
| APPENDIX 7: Approval of Purchaser and Release of Seller | |
| APPENDIX 8: DISCLOSURE STATEMENT - HECMS | |
| APPENDIX 9: A43 SINGLE FAMILY INSURANCE SYSTEM | |
| APPENDIX 10: FHA Homeowners Fact Sheet | |
| APPENDIX 11: Application for Premium Refund or Distributive | |
| APPENDIX 12: ASSUMPTION REQUIREMENTS | |
| APPENDIX 13: NOTICE TO HOMEOWNER | |
| APPENDIX 14: Notice to Homeowner | |
| APPENDIX 15: Request for Credit Approval of Substitute Mortgagor | |
| APPENDIX 16: A43 SINGLE FAMILY INSURANCE SYSTEM | |
| APPENDIX 17: FLOW CHART ON MORTGAGEE COLLECTION REQUIREMENTS | |
| APPENDIX 18: DELINQUENT AND DEFAULT COUNSELING | |
| APPENDIX 19: Avoiding Foreclosure | |
| APPENDIX 20: Monthly Delinquent Loan Report | |
| APPENDIX 21: FHA FIELD OFFICE CODES | |
| APPENDIX 22: REPAIR RIDER TO LOAN AGREEMENT | |
| APPENDIX 23: SPECIAL FORBEARANCE CHECKLIST | |
| APPENDIX 24: SAMPLE REPAYMENT PLAN (FORMAL FORBEARANCE AGREEMENT) | |
| APPENDIX 25: ASSIGNMENT PROGRAM SCHEDULE | |
| APPENDIX 26: MORTGAGEE'S FIRST NOTICE TO MORTGAGOR - HUD LETTER | |
| APPENDIX 27: MORTGAGEE'S SECOND NOTICE TO MORTGAGOR - HUD LETTER 2 | |
| APPENDIX 28: MORTGAGEE'S SECOND NOTICE TO MORTGAGOR - HUD LETTER 3 | |
| APPENDIX 29: Request for Financial Informatione | |
| APPENDIX 30: Assignment Request | |
| APPENDIX 31: Recertification of Family Income and Composition | |
| APPENDIX 32: Recertification of Family Income and Composition | |
| APPENDIX 33: Notice of (1) Termination, (2) Suspension, or | |
| APPENDIX 34: ASSIGNMENT ACCEPTANCE LETTER TO MORTGAGEE | |
| APPENDIX 35: 60 DAYS' NOTICE LETTER | |
| APPENDIX 36: SECOND NOTICE LETTER | |
| APPENDIX 37: FORECLOSURE TIME FRAMES | |
| APPENDIX 38: Mortgagee Notice of Foreclosure Sale | |
| APPENDIX 39: Compliance Inspection Report | |
| APPENDIX 40: SAMPLE NOTICE TO OCCUPANT OF PENDING ACQUISITION | |
| APPENDIX 41: Home Mortgage ADP Code Chart | |
| APPENDIX 42: Non-Endorsement Notice | |
| APPENDIX 43: Mortgagee's Assurance of Completion | |
| APPENDIX 44: INSTRUCTIONS TO MORTGAGEE | |
| APPENDIX 45: ANNUAL RECERTIFICATION DATES (SECTION 235) | |
| APPENDIX 46: Mortgagee's Certification and Application for | |
| APPENDIX 47: ESTABLISHING DATES FOR REQUIRED RECERTIFICATION'S | |
| APPENDIX 48: Monthly Summary of Assistance Payments | |
| APPENDIX 49: Request for Verification of Employment | |
| APPENDIX 50: Examples of Liquidating Escrow Surpluses and Shortages | |
| APPENDIX 51: Illustrations of Assistance Payments Computations | |
| APPENDIX 52: SECTION 235 FACTOR TABLES | |
| APPENDIX 53: APPLICATION FOR HOMEOWNERSHIP ASSISTANCE | |
| APPENDIX 54: Deed of Trust | |
| APPENDIX 55: DEED OF TRUST | |
| APPENDIX 56: Note | |
| APPENDIX 57: MODEL MORTGAGE FORM | |
| APPENDIX 58: FEDERAL RESERVE STATISTICAL RELEASE | |
| APPENDIX 59: Suggested Form of Annual Disclosure ARM Notice | |
| APPENDIX 60: MANUAL CHECKS of SOCIAL SECURITY NUMBERS | |
| APPENDIX 61: STATES USE OF SOCIAL SECURITY NUMBERS FOR DRIVER'S | |
| APPENDIX 62: INVALID SOCIAL SECURITY NUMBERS | |
| APPENDIX 63: Contacts For Regional Inspector General | |
| APPENDIX 64: FEDERAL EMERGENCY MANAGEMENT AGENCY | |
| APPENDIX 65: HOME EQUITY CONVERSION MORTGAGE | |
| APPENDIX 66: Factors for Determining Borrowers Principal Limit | |
| APPENDIX 67: Suggested Form of Periodic Disclosure ARM Notice | |
| APPENDIX 68: HOME EQUITY CONVERSION LOAN AGREEMENT | |
| INDEX |