Home Equity Conversion Mortgages Handbook (4235.1)
| Handbook | WORD |
| Transmittal | |
| Table of Contents | |
| Chapter 1: General Information | |
| Chapter 2: Borrower Counseling | |
| Chapter 3: Property Analysis | |
| Chapter 4: Mortgage Credit Analysis | |
| Chapter 5: Calculation of Payments | |
| Chapter 6: Closing and Endorsement | |
| Chapter 7: Payment of Mortgage Insurance Premiums | |
| Chapter 8: Assignments | |
| Chapter 9: HUD Servicing | |
| APPENDIX 1: Model Mortgage Form | |
| APPENDIX 2: Model Fixed Rate Note Form | |
| APPENDIX 3: Model Adjustable Rate Note Form | |
| APPENDIX 4: Model Second Mortgage Form | |
| APPENDIX 5: Model Fixed Rate Second Note Form | |
| APPENDIX 6: Model Adjustable Rate Second Note Form | |
| APPENDIX 7: Home Equity Conversion Loan Agreement | |
| APPENDIX 8: Repair Rider to Loan Agreement | |
| APPENDIX 9: Condominium Rider | |
| APPENDIX 10: Planned Unit Development Rider | |
| APPENDIX 11: Shared Appreciation Rider | |
| APPENDIX 12: Shared Appreciation Allonge | |
| APPENDIX 13: Home Equity Conversion Mortgage Payment Plan | |
| APPENDIX 14: Notice to the Borrower | |
| APPENDIX 15: Instructions for Completing the URLA and Addendum | |
| APPENDIX 16: Certificate of Borrower Counseling | |
| APPENDIX 17: Periodic Disclosure of Interest Rate Change for HECM | |
| APPENDIX 18: CHUMS Input Worksheet | |
| APPENDIX 19: Shared Appreciation Worksheet | |
| APPENDIX 20: Factors for Determining Borrower's Principal Limit | |
| APPENDIX 21: Home Equity Conversion Mortgage | |
| APPENDIX 22: Payment Calculation Formulas | |
| APPENDIX 23: Instructions For Estab. A PAD Account For HECM Loans |