How can we help?
Homelessness
HUD supports many organizations that provide housing assistance and/or supportive services to people.
HUD is not a direct service provider. For direct assistance, please dial 2-1-1 and contact a homeless service provider in your area.
- Dial 2-1-1. Press 3 to be connected to information and resources on your closest Housing Assessment Resource Agency (HARA). Each county in Michigan has a HARA to serve as a comprehensive communitywide housing and services information hub for those who are, or are in danger of becoming, homeless. HARAs may also provide the most current information on warming and cooling centers for the community they serve. HARA contact information is also listed on the Michigan Campaign to End Homelessness website.
**If you are unable to get a response from 2-1-1 or receive a message that the service is not available from your location, you may go to: https://mi211.org/ and enter your zip code to find local resource information. - If you are seeking immediate shelter, utility, or rental assistance, please visit newmiBridges.Michigan.gov, findhelp.org, or justshelter.org for information on community organizations providing shelter, eviction prevention, utility assistance, and homeless prevention
- Veterans:
Contact the VA medical center near you and mention your interest in Veterans Affairs Supportive Housing (VASH) or find instructions for contacting the National Homeless Veteran Call Center here. You may also call the Veterans Affairs Emergency Housing Hotline for assistance at (877) 424-3838 or the Veterans Crisis Line by dialing 9-8-8. - Seniors:
For information on how to contact your local area agency on aging contact the Michigan Aging & Adult Services Agency at (517) 241-4100, BPHASAInfo@michigan.gov. If you need immediate assistance please dial 2-1-1. - Persons Experiencing Violence:
Michigan Coalition to End Domestic & Sexual Violence
Michigan Domestic Violence Hotline: (866) 864-2338; or text (877) 861-0222
Sexual Assault Hotline: (855) 864-2374 - Persons Living In the Detroit Metro:
The Detroit Housing Services Office ((866) 313-2520) provides direct assistance or local referrals for housing-related needs, utility assistance, transportation, or social services. This in in conjunction with Detroit Home Connect website where residents can explore affordable housing options across the city.
Affordable Places to Live
HUD supports many organizations that provide housing assistance and/or supportive services to people.
HUD is not a direct service provider. For direct assistance, please refer to the following resources:
- Speak to a HUD Approved Housing Counselor for advice on your specific housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287.
- Contact your Local Public Housing Authority to inquire about information about public housing programs (Housing Choice Vouchers HUD Facts, Public Housing).
Find a list of Public Housing Authority contacts by State or call (800) 955-2232 for help to find your local Public Housing Authority.
- Use the HUD Resource Locator to find affordable housing opportunities near you.
**Please note, the HUD Resource Locator does not show property vacancy. Please call the management company to inquire about vacancies, wait lists or the application process.- HUD does not have applications for these properties.
- HUD does not have information about the vacancies in these properties.
- HUD does not maintain waiting lists.
- Low-Income Housing Tax Credit (LIHTC) Properties
A tax credit property is owned by a developer or landlord who participates in the Low-Income Housing Tax Credit (LIHTC) program run by the Michigan State Housing Development Authority (MSHDA). These owners can claim tax credits for renting some or all units to low- or moderate- income tenants at restricted rent. LIHTC rents are not based on tenant’s income but instead set by the use restriction tied to the unit. Note: LIHTC owners accept Section 8 voucher tenants.To be eligible for an affordable unit in a LIHTC property, you must make no more than the income limit for the assigned unit. LIHTC rents are not based on your income, but instead are set by the use restrictions tied to that specific unit.
LIHTC properties are listed on the HUD Resource Locator or on the Michigan State Housing Development Authority’s (MSHDA) Affordable Rental Housing Directory, you may also contact MSHDA directly at (517) 241-0809 for information on these properties. - USDA Rural Development Multifamily Housing
U.S. Department of Agriculture (USDA) Rural Development (RD) Multifamily Housing programs helps property owners through loans and grants to rehabilitate properties for low-income, elderly, and disabled individuals and families as well as domestic farm laborers. USDA RD Multifamily Rental Assistance Program provides payments to owners of USDA-financed projects on behalf of low-income tenants unable to pay their full rent.
To search for RD Multifamily Housing Rentals, visit: Rural Development Multi-Family Housing Rentals - Affordable Housing by MSHDA: This site includes information on Housing Choice Vouchers, Project Based Voucher properties, as well as VASH. There are also additional affordable housing search tools. A list of their open waiting lists is available online.
- Local Listings: You are also advised to check your local city or county website for additional affordable housing opportunities.
- Moving, Downpayment, or Utility Connection Assistance: Your county Housing Assessment Resource Agency or Community Action Agency will provide a list of any available resources in your local community.
- If you are having difficulties with a MSHDA unit please contact their Resident Concerns line at (517) 335-0190 or by email at mshdaassetmgt@michigan.gov
HUD has rental assistance and housing resources through the Public Housing and Housing Choice Voucher programs.
- Public Housing provides decent and safe rental housing for eligible low-income families, the elderly and persons with disabilities. HUD provides federal aid to local Public Housing Authorities (PHA) that manage public housing for low-income residents at rents they can afford.
- Eligibility: Public Housing is limited to low-income families and individuals. A Public Housing Authority determines eligibility based on 1) annual gross income, 2) whether you qualify as elderly, a person with disabilities or as a family, and 3) U.S. citizenship or eligible immigration status.
- To apply, contact your local Public Housing Authority.
Housing Choice Voucher (commonly known as Section 8)
- The Housing Choice Voucher (HCV) program assists low-income families, the elderly, and the disabled to afford decent, safe and sanitary housing in the private market. Housing assistance is provided through HUD on behalf of the family or individual, so participants can find their own housing. You can use an HCV to pay for all or part of the rent.
- Eligibility: A Public Housing Authority will determine eligibility for the housing choice voucher program based on the total annual gross income and family size, U.S. citizenship and specified categories of non-citizens who have eligible immigration status.
- To apply, contact your local Public Housing Authority. During the application process, a Public Housing Authority will collect information on family income, assets and family composition. The Public Housing Authority will use this information to determine program eligibility and the amount of the housing assistance payment.
Homeownership
- Learn more about homebuying from HUD's website or the Consumer Financial Protection Bureau
- Speak with a HUD Approved Housing Counselor about becoming a homeowner.
A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287.
- Find the answer online or review the FHA Lenders site.
- Email us or Call toll-free (800) CALL-FHA (800-225-5342)
TTY: Dial 7-1-1 (Not available in all areas)
- Use the HUD Home Store to find HUD homes for sale or find an authorized broker. The HUD Lender Search can assist you in finding authorized lenders based on various selection criteria.
- Find Information on my FHA loan
- Use the SMART Integrated Portal to make a request and begin the subordination process (see SMART FAQs & Resources)
- Contact a Secretary-Held Mortgage Servicing Contractor
- There are several resources available for those seeking home repair assistance. A Michigan Resource Guide with additional information is available through the Michigan Economic Development Corporation, here is a short list of resources:
- Weatherization Programs - Provide home energy conservation services to low-income homeowners and renters. Can be used for wall insulation, attic insulation, foundation insulation, air leakage reduction caulking, weather stripping of leaky doors, repairing windows, smoke detectors, compact fluorescent light bulbs, furnace and hot water heater repair or replacement. For more information contact your local Community Action Agency.
- Home Energy Loan Program - Provides loans for energy efficiency and renewable energy improvements. Homeowners or landlords with 1-4 unit properties where one unit is owner-occupied, that also meet qualifications can choose from a list of qualified improvements such as new windows and doors, new air conditioners or furnaces, or even new appliances. For more information contact Michigan Saves (517) 484-6474 or by email at info@michigansaves.org
- Michigan Lead Safe Home Program - Lead testing and lead hazard control services with grants to qualifying homeowners and landlords in select area of the states. The program provides free lead inspection/risk assessment on homes. Lead hazard control work which may include new windows, doors, and special cleaning and painting. Contact the Michigan Lead Safe Home Program (866) 691-5323.
- Accessibility Modifications Program - A program designed to provide accessibility modifications to homeowners with a permanent disability to help keep people in their homes. Eligible modifications include items such as grab bars, ramps, roll-in showers, and widened doorways. To find out more contact one of the participating members or contact FHLBank Indianapolis Community Investment Department at (800) 688-6697.
- VA Home Improvement and Structural Alterations (HISA) Grant - Grant to provide medically necessary improvements and structural alterations to Veterans/Servicemembers' primary residence for several purposes.
- VA Housing Grant for Disabled Veterans - VA provides grants to Servicemembers and Veterans with certain permanent and total service-connected disabilities to help purchase or construct an adapted home, or modify an existing home to accommodate a disability.
- USDA Rural Development local office - Single family home ownership and home repair loans and grants
- Neighborhood Impact Program (NIP) - A program designed to help preserve property values in local communities. NIP assists existing homeowners with incomes at or below 80% area median income rehabilitate their homes. Funds can be used for repairs such as new windows, furnaces, roofs, siding and other deferred maintenance type repairs. NIP Members may work with the homeowner directly or through one or more local housing organizations. To find out more contact one of the participating members or contact FHLBank Indianapolis Community Investment Department at (800) 688-6697.
- Local community development departments may also provide homeowner or rental rehabilitation grants or loans utilizing HUD or other funding. To find out if your local community provides this service contact your local Community Action Agency or unit of local government.
- There are various federal loan programs and community-based programs to help with home repairs and improvements. Learn more about HUD’s Home Improvements programs. If you have more questions regarding these FHA products contact the FHA Resource Center
Email: answers@hud.gov or Call: (800) 225-5342
- Speak with a HUD Approved Housing Counselor about becoming a homeowner. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or reach out to Michigan State Housing Development Authority’s Housing Education Agency and Locator.
- Explore Homeowner Assistance Fund (HAF)
- Contact the Michigan Foreclosure Prevention Project for information on next steps or information on no or low-cost legal assistance.
- Lead Based Paint Information or contact Michigan Lead Safe Home Program for lead testing and lead hazard control services with grants to qualifying homeowners and landlords in select area of the states. The program provides free lead inspection/risk assessment on homes. Lead hazard control work which may include new windows, doors, and special cleaning and painting. Contact the Michigan Lead Safe Home Program (866) 691-5323.
Report Housing Discrimination
* The Fair Housing Act prohibits discrimination because of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, or disability.
I am having trouble with my landlord because of my service animal.
- Please visit the Fair Housing and Equal Opportunity Page
- If you think you are a victim of discrimination and would like to file a HUD Fair Housing Complaint, please call (800) 669-9777 to file a complaint or file online.
- The Michigan Department of Civil Rights is an additional avenue to contact if you think you are a victim of discrimination. You can file a complaint or violation of Michigan’s Civil Rights Law with the MDCR.
- For service animals FHEO Notice 2020-01 provides the criteria for a request to have an animal as a reasonable accommodation under the Fair Housing Act. If you feel as though your rights are being violated, please contact the Office of Fair Housing and Equal Opportunity or the Michigan Department of Civil Rights to file a complaint.
Rent Relief & Eviction Resources
HUD supports many organizations that provide housing assistance and/or supportive services to people.
HUD is not a direct service provider. For direct assistance, please refer to the following resources:
- If you receive federal housing assistance and have received a notice of a potential eviction, review HUD’s Step-by-step guide for people at risk of eviction and the HUD Tenants Rights and Responsibilities page to learn your rights and contact the agency providing your assistance immediately to resolve the issue leading to the eviction or initiate the agency’s appropriate appeals process.
- If you are currently in a legal proceeding for your eviction, or if you are seeking legal assistance relating to an eviction, please contact the Michigan Legal Help line at (888) 783-8190 or the Michigan Bar Association. These resources provide access to low- or no-cost legal assistance during your proceedings.
**Please reach out to your local unit of government or community action agency for information on local eviction prevention programs. For example, If you live in the city of Detroit, contact the City’s Eviction Prevention Hotline at (866) 313-2520.
Speak with a HUD Approved Housing Counselor to help avoid eviction: A HUD Approved Housing Counseling Agency can offer advice customized to help you prevent eviction. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287.
- The U.S. Veterans Affairs also assists veterans avoid eviction; the VA resources can be accessed by calling (877) 424-3838.
- If you live in an unassisted unit and you are experiencing a landlord issue, please visit the Michigan Attorney General’s Landlord/Tenant page or the Consumer Protection Division.
- Michigan Emergency Relief: Home, Utilities & Burial program provides immediate assistance for those who qualify and are facing conditions of extreme hardship or emergencies threatening health and safety.
- If at any time you feel as though you have been discriminated against on the basis of race, color, national origin, religion, sex/gender identity, familial status, or disability contact HUD’s Office of Fair Housing to file a complaint online or by phone at (800) 669-9777.
- Speak with a HUD Approved Housing Counselor about becoming a homeowner. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287.
- Speak with or utilize resources from one of the following agencies to find out if there are programs available for immediate short-term rental or utility assistance:
- The Consumer Financial Protection Bureau: Get Help Paying Rent and Bills
- HUD: Rent Relief Resources
- Dial 2-1-1 or go to the mi211.org or MiBridges Resource Site for a list of assistance agencies and resources
- State of Michigan Emergency Relief program.
- Your local Community Action Agency often have information on local resources to assist.
- Your local county Health Department may also have information on additional resources to assist
Speak to a Housing Counselor
- Becoming a homeowner
- Foreclosure assistance
- Reverse mortgages
- Home improvements/repairs to my home
- Renting
Speak with a HUD Approved Housing Counselor. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs.
- Search online for a HUD Approved housing counselor near you or call (800) 569-4287, or reach out to the Michigan State Housing Development Authority’s (MSHDA) Housing Education Program HUD-certified counselors at MSDHA Housing Education Program.
Housing Quality & Improved Living Conditions
- HUD’s Real Estate Assessment Center (REAC) provides inspection information and resources for tenants. This site includes contact information for tenant concerns as well as resident resources.
- Housing Quality Standards are the standards utilized by public housing authorities who administer the housing choice voucher and various other voucher programs.
- HUD’s Office of Lead Hazard Control and Healthy Homes Lead Based Paint Program information
- The MI Lead Safe site includes information on Lead services for health and home throughout the state.
- There are several resources available for those seeking home repair grants or loans. A Michigan Resource Guide with additional information is available but a short list of these grants and loans:
- Weatherization Programs - Provide home energy conservation services to low-income homeowners and renters. Can be used for wall insulation, attic insulation, foundation insulation, air leakage reduction caulking, weather stripping of leaky doors, repairing windows, smoke detectors, compact fluorescent light bulbs, furnace and hot water heater repair or replacement. For more information contact your local Community Action Agency.
- Home Energy Loan Program - Provides loans for energy efficiency and renewable energy improvements. Homeowners or landlords with 1-4 unit properties where one unit is owner-occupied, that also meet qualifications can choose from a list of qualified improvements such as new windows and doors, new air conditioners or furnaces, or even new appliances. For more information contact Michigan Saves (517) 484-6474 or by email at info@michigansaves.org
- Michigan Lead Safe Home Program - Lead testing and lead hazard control services with grants to qualifying homeowners and landlords in select area of the states. The program provides free lead inspection/risk assessment on homes. Lead hazard control work which may include new windows, doors, and special cleaning and painting. Contact the Michigan Lead Safe Home Program (866) 691-5323.
- Accessibility Modifications Program - A program designed to provide accessibility modifications to homeowners with a permanent disability to help keep people in their homes. Eligible modifications include items such as grab bars, ramps, roll-in showers, and widened doorways. To find out more contact one of the participating members or contact FHLBank Indianapolis Community Investment Department at (800) 688-6697.
- VA Home Improvement and Structural Alterations (HISA) Grant - Grant to provide medically necessary improvements and structural alterations to Veterans/Servicemembers' primary residence for several purposes.
- VA Housing Grant for Disabled Veterans - VA provides grants to Servicemembers and Veterans with certain permanent and total service-connected disabilities to help purchase or construct an adapted home, or modify an existing home to accommodate a disability.
- USDA Rural Development local office - Single family home ownership and home repair loans and grants
- Neighborhood Impact Program (NIP) - A program designed to help preserve property values in local communities. NIP assists existing homeowners with incomes at or below 80% area median income rehabilitate their homes. Funds can be used for repairs such as new windows, furnaces, roofs, siding and other deferred maintenance type repairs. NIP Members may work with the homeowner directly or through one or more local housing organizations. To find out more contact one of the participating members or contact FHLBank Indianapolis Community Investment Department at (800) 688-6697.
- Local community development departments may also provide homeowner or rental rehabilitation grants or loans utilizing HUD or other funding. To find out if your local community provides this service contact your local Community Action Agency or unit of local government.
- There are various federal loan programs and community-based programs to help with home repairs and improvements. Learn more about HUD’s Home Improvements programs. If you have more questions regarding these FHA products contact the FHA Resource Center Email: answers@hud.gov Call: (800) 225-5342
- There are various federal loan programs and community-based programs to help with home repairs and improvements. Learn more about HUD’s Home Improvements programs
- If you have more questions, contact the FHA Resource Center
Email: answers@hud.gov
Call: (800) 225-5342
Disaster Resources
Immediately after a disaster, FEMA, the U.S. Small Business Administration, and other government agencies offer initial assistance. HUD then provides additional support for ongoing recovery through programs and partnerships. Click on these links to find the latest FEMA and Michigan state declared disaster areas.
- If you live in a Federally Declared Disaster Area register with FEMA online. Or you can register through FEMA’s disaster app on your smartphone. If you haven’t downloaded the app yet, you can go to www.fema.gov/mobile-app
- Call (800) 621-3362. Phone lines are open 7 a.m. to 7 p.m. local time, seven days a week until further notice. Multilingual operators are on duty.
- Reach out to your local Red Cross
- HUD Disaster Resources
- HUD Disaster Line: Call 1-800-304-9320 or email recovery@hud.gov
- Speak with a HUD Approved Housing Counselor. A HUD Approved Housing Counseling Agency can offer advice customized to your housing needs. Search online for a HUD Approved Housing Counselor near you or call (800) 569-4287 OR, or reach out to MSDHA's network of Housing Counseling agents.
Native American Programs
- All ONAP Funding Programs that are available
- Reach out to the appropriate Eastern/Woodlands ONAP Staff
- Apply for Tribal HUD VASH
My Local Office Information
For assistance at all times, we encourage you to utilize the self-help resources above.
If you are unable to have your questions answered from the resources above, please click on the Need More Help button below to contact your local office for further assistance.
Detroit Field Office
Patrick V. McNamara Federal Building
477 Michigan Avenue, Floor 16
Detroit, MI 48226
Phone: (313) 226-7900
TTY: Dial 7-1-1 (Not available in all areas)
Fax: (313) 226-5611
Michael L. Polsinelli, Field Office Director
Interested in learning more about what HUD is doing in your community?
⚠ In Distress? Reach Out for Help Now
At HUD, we know housing challenges often come with other struggles. You’re not alone. These resources can help with safe housing, emergencies, or connecting with someone who will listen.
If you are in immediate danger or need urgent help, please call 911 or go to the nearest emergency room.
988 Suicide & Crisis Lifeline. Life’s challenges can sometimes be difficult. If you are feeling overwhelmed, facing mental health struggles, or emotional distress, free support is available any time:
- Call: 988
- Text: 988
- Chat: 988lifeline.org
Trained counselors are here to listen and help, 24/7.
Support for Domestic Violence Survivors. If you or someone you know is experiencing domestic violence, confidential help is available 24/7:
- Call: 1-800-799-SAFE (7233)
- Text: "Start" to 88788
- Visit: The National Domestic Violence Hotline
Mental Health & Substance Use Support. The U.S. Substance Abuse and Mental Health Services Administration (SAMHSA) Helpline offers free and confidential support for mental health, drug or alcohol use, and recovery:
- Call: 1-800-662-HELP (4357)
- TTY: 1-800-487-4889
- Text: Your ZIP code to 435748
- Visit: SAMHSA's National Helpline
Rental, Homelessness, and Eviction Help. Need help with housing challenges, like eviction, renting, foreclosure, or credit issues?
- Find a Housing Counselor: HUD's Housing Counseling Resources
- Call: 800-569-4287 (or 202-708-1455 for TTY) for multilingual assistance or disaster relief assistance.
- Visit: www.findhelp.org