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Posted August 17th, 2021

FHA Further Extends Foreclosure and Eviction Moratorium

 

The Federal Housing Administration (FHA) published Mortgagee Letter (ML) 2021-19, Extension of the Foreclosure-Related Eviction Moratorium and Expiration of the Foreclosure Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency.

FHA is extending its foreclosure-related eviction moratorium for foreclosed borrowers through September 30, 2021. This extension ensures borrowers with FHA-insured mortgages are not immediately displaced from their homes as well as provides them more time to apply for federal, state, or local housing resources or request assistance from a HUD-approved housing counseling agency.

This guidance applies to all Title II Single Family forward and Home Equity Conversion Mortgage (HECM) programs except for FHA-insured mortgages secured by vacant or abandoned properties.