Federal Housing Administration (FHA)

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Posted June 30th, 2021

FHA Further Extends Foreclosure and Eviction Moratoria and Start Date for COVID-19 Forbearance and Home Equity Conversion Mortgage Extensions;

Establishes a New COVID-19 Advance Loan Modification


The Federal Housing Administration (FHA) published Mortgagee Letter (ML) 2021-15, Extension of the Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency, Further Expansion of the COVID-19 Forbearance and the COVID-19 Home Equity Conversion Mortgage (HECM) Extensions, and Establishment of the COVID-19 Advance Loan Modification (COVID-19 ALM). This ML clarifies additional measures to help homeowners with FHA-insured mortgages who are struggling due to COVID-19.


FHA is committed to helping homeowners with FHA-insured mortgages who are at risk of losing their homes due to the COVID-19 pandemic by continually assessing its policy guidance and making changes where possible. The extensions and new COVID-19 ALM announced today are examples of the measures FHA has taken to provide needed relief in conjunction with the Biden-Harris Administration’s direction announced on June 24, 2021.