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Manufactured Homes
Foundation Compliance

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Chapter 1
Appraisal and Property Requirements
Page 1-09d

All foundation systems, new and existing, must meet the guidelines published in the Permanent Foundations Guide for Manufactured Housing (HUD-4930.3G), dated September 1996. A certification attesting to compliance with this handbook must be obtained from a licensed professional engineer and included in the insuring file. This procedure does not apply when the current FHA borrower refinances their loan. It is applicable for all re-sales.

Permanent Foundations Guide for Manufactured Housing (HUD-4930.3G), and software can be ordered from HUDuser online or by calling (800) 245-2691.

Architectural Processing and Inspections for Home Mortgage Insurance, (HUD Handbook 4145.1, Rev-2), Section 3-4. C. "Criteria for Existing Properties", states: "The foundation design information in HUD Handbook 4930.3, Permanent Foundations Guide for Manufactured Housing, Appendices A, B and C, may be used to verify the design of the existing system. Provide a structural [see note below] engineer's certification to verify compliance with the handbook guidelines and with the requirements set forth in paragraph 3-4.B."

Note: Mortgagee Letter 2009-16, Section II, "Property Eligibility," and "A. Foundation Systems," changes the requirement to "Provide a licensed professional engineer's certification..."

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